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7781 S Spruce St, Centennial (Englewood), CO 80112 Property Records

Arapahoe County property record for 7781 S Spruce St, Centennial, CO 80112 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage2,079 sqft Living Area
Lot Size7,275 sqft (0.167 acres)
OccupancyOwner Occupied
Last Sale$705,000 (2023)
Tax Bill$5,179.00 (2025)

Property Details

APN / Parcel Number

Primary APN2075-33-2-19-026
Alternative APNs
  • 031923280
  • 31923280
  • 923280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,079 sqft Living Area
Gross Area3,310 sqft Gross Area
1st Floor1,364 sqft 1st Floor
Basement Area1,364 sqft Basement
Finished Basement715 sqft Finished
Unfinished Basement649 sqft Unfinished
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2022
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area7,275 sqft (0.167 acres)
Depth X Width110 ft x 67 ft Depth x Width
DrivewayDriveway
Driveway Area2 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area44 sqft Patio
PorchCovered Porch
Porch Area120 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number031923280
Street Address7781 S SPRUCE ST
CityCENTENNIAL
StateCO
Zip80112-2637
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONCD 066718 SUBDIVISIONNAME WILLOW CREEK WEST 3RD FLG BLOCK 000 LOT 002 LOT 2 WILLOW CREEK WEST 3RD FLG
Legal Range67W
Legal Township5S
Legal Section33
Legal Quarter2
Legal SubdivisionWILLOW CREEK WEST 3RD FLG
Legal Block1
Legal Lot Number002,2
JurisdictionARAPAHOE CO
Minor Civil DivisionSOUTHWEST ARAPAHOE
Census Blockgroup1
Census Block1007
Census Tract6709

Owner

Source: Arapahoe County records · APN 2075-33-2-19-026

Assessment roll updated June 15, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals Owners
Mailing Address7781 S SPRUCE ST, CENTENNIAL, CO 80112-2637
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2023Warranty Deed, Transfer · Conventional Mortgage
BMO BANK NA
Apr 05, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Jun 03, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Mar 29, 2018Deed of Trust, Mortgage · Reverse Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 04, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CHERRY CREEK MORTGAGE CO INC
Nov 06, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CHERRY CREEK MORTGAGE CO INC
Mar 23, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Oct 03, 2023
  • Deed Sale Price on Oct 03, 2023
  • Prior Sale Amount on Nov 06, 2019
Deed Doc Number202367873
Prior Transfer DateFeb 23, 2015
Prior Transfer Doc0000023898
Record RefreshedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionARAPAHOE CO
Recording DateOct 03, 2023
Property Address7781 S SPRUCE ST, CENTENNIAL, CO 80112-2637
Document Number00E3067873
Instrument DateSep 29, 2023
InstrumentE3067873
Transaction TypeTransfer
Record UpdatedOct 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$70.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7781 S SPRUCE ST, CENTENNIAL, CO 80112-2637

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7781 S SPRUCE ST, CENTENNIAL, CO 80112-2637

Mortgage

Document Number00E3067874
DateOct 03, 2023
InstrumentE3067874
Lender
NameBMO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARAPAHOE CO
Property Address7781 S SPRUCE ST, CENTENNIAL, CO 80112-2637
Transaction TypeMortgage
Record UpdatedApr 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00E2038394
DateApr 05, 2022
InstrumentE2038394
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARAPAHOE CO
Property Address7781 S SPRUCE ST, CENTENNIAL, CO 80112-2637
Transaction TypeMortgage
Record UpdatedJun 14, 2021
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7781 S SPRUCE ST, CENTENNIAL, CO 80112-2637

Mortgage

Document Number00E1088746
DateJun 03, 2021
InstrumentE1088746
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARAPAHOE CO
Property Address7781 S SPRUCE ST, CENTENNIAL, CO 80112-2637
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00D8030195
DateMar 29, 2018
InstrumentD8030195
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term944 Months
DueOct 31, 2096
Interest
Rate TypeAdjustable Rate
Rate4.61%
Type Change DateApr 01, 2019
Change FrequencyAnnually
Index1-Year LIBOR

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARAPAHOE CO
Property Address7781 S SPRUCE ST, CENTENNIAL, CO 80112-2637
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00E0098983
DateAug 04, 2020
InstrumentE0098983
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionARAPAHOE CO
Recording DateNov 06, 2019
Property Address7781 S SPRUCE ST, CENTENNIAL, CO 80112-2637
Document Number00D9120285
Instrument DateNov 06, 2019
InstrumentD9120285
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyHOMESTEAD TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$46.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7781 S SPRUCE ST, CENTENNIAL, CO 80112-2637

Mortgage

Document Number00D9120286
DateNov 06, 2019
InstrumentD9120286
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARAPAHOE CO
Property Address7781 S SPRUCE ST, CENTENNIAL, CO 80112-2637
Document Number00D8030196
Instrument DateMar 23, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address7781 S SPRUCE ST CENTENNIAL CO 801122637, CENTENNIAL, CO 80112-2637

Mortgage

Document Number00D8030196
DateMar 29, 2018
InstrumentD8030196
Lender
NameFEDERAL HSNG COMMISSIONER
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term936 Months
DueMar 28, 2096
Interest
Rate TypeAdjustable Rate
Rate4.61%

Tax Assessment & Valuation

Source: Arapahoe County records · Assessment roll updated June 15, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateColorado
CountyArapahoe County
MunicipalityCentennial City
Unified School DistrictCherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$44,873 (-1.64%)$729,900 (-) Land $250,000 Building $479,900
2025$5,179.00 (+17.76%)$45,619 (+6.67%)$729,900 (+5.28%) Land $250,000 Building $479,900
2024$4,398.00 (+38.78%)
2023$42,766 (+29.87%)$693,300 (+46.33%) Land $244,000 Building $449,300
2022$3,169.00 (-0.78%)$32,929$473,800 Land $180,000 Building $293,800
2021$3,194.00

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