7781 Kipling St, Pensacola, FL 32514 Property Records

Escambia County property record for 7781 Kipling St, Pensacola, FL 32514

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,024 sqft · built 1985
Lot Size	0.158 acres (6,869 sqft)
Owner	Individual Name on File
Last Sale	$48,000 (Aug 2016)
Tax Bill	$490 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-1S-30-3000-016-031`

Property Details

APN / Parcel Number

Primary APN	`17-1S-30-3000-016-031`
Alternative APNs	`022424160` `22424160`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,024 sqft Living Area
1st Floor Area	512 sqft
Upper Floors Area	512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,869 sqft (0.158 acres)
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22424160
Street Address	7781 KIPLING ST
City	PENSACOLA
State	FL
Zip	32514-7213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDMU
Legal Description	W 46 85/100 FT OF E 500 FT OF LT 31 LESS N 25 FT OAKHURST PB 2 P 90 OR 7570 P 1594
Legal Range	30W
Legal Township	01S
Legal Section	17
Legal Subdivision	OAKHURST
Legal Block	31
Legal Lot Number	31
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2010
Census Tract	3505

Owner

7781 Kipling St is owned and occupied by an individual who bought it in August 2016.

Source: Escambia County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	7781 KIPLING ST, PENSACOLA, FL 32514-7213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2016 · Amount on File
Deed Sale	Aug 9, 2016 · Amount on File
Deed Document Number	201660842
Deed Book / Page	7570 / 1594
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Recording Date	Jul 1, 2026
Property Address	7781 KIPLING ST, PENSACOLA, FL 32514-7213
Document Number	0000050871
Book / Page	9514 / 1513
Instrument Date	Jun 17, 2026
Instrument	202650871
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7781 KIPLING ST, PENSACOLA, FL 32514-7213

Mortgage

Document Number	0000050871,
Date	Jul 1, 2026
Book Page	9514/1513
Instrument	202650871

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 1, 2066

Interest

Rate	6.51%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 7781 Kipling St was $490 with a homeowner's exemption, up 35% from the year before.

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$490.00 (+34.99%) Homeowner's exemption	$44,653	$101,744 Land $22,500 Building $79,244
2024	$363.00 (+3.13%)
2023	$352.00 (+4.14%) Homeowner's exemption	$42,132 (+3%)	$88,785 (+26.6%) Land $15,000 Building $73,785
2022	$338.00 Homeowner's exemption	$40,905	$70,128 Land $6,000 Building $64,128

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7781 Kipling St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1979–2014)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7781 Kipling St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20