7781 Joseph St, Willoughby, OH 44094 Property Records

Lake County property record for 7781 Joseph St, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,137 sqft · built 1900
Lot Size	0.363 acres (15,838 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Mar 2023)
Tax Bill	$4,039 (2023)
Deeds & Mortgages	Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-A-006-A-00-053-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-006-A-00-053-0`
Alternative APN	`D 46`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,137 sqft Living Area
1st Floor Area	616 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Bungalow
Exterior Material	Wood Siding
Foundation Type	Raised
Lot Area	15,838 sqft (0.363 acres)
Lot Dimensions	220 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	392 sqft
Utility Building	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	D 46
Street Address	7781 JOSEPH ST
City	WILLOUGHBY
State	OH
Zip	44094-9255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 30 TRACT 1 LOT 11 & PART OF LOT 12
Legal Subdivision	W W BEALS SURV
Legal Tract	1
Legal Block	113
Legal Lot Number	30
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	1
Census Block	1005
Census Tract	203700

Owner

7781 Joseph St is owned by an individual who bought it in March 2023.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7781 JOSEPH ST, WILLOUGHBY, OH 44094-9255
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2023 · Amount on File
Deed Sale	Mar 15, 2023 · Amount on File
Deed Document Number	479909
Record Updated	Jun 7, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Mar 15, 2023
Property Address	7781 JOSEPH ST, WILLOUGHBY, OH 44094-9255
Document Number	0000004450
Instrument Date	Mar 15, 2023
Instrument	2023R004450
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	EMERALD GLEN TITLE AGENCY, EMERALD GLEN TITLE AGCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7789 JOSEPH ST, KIRTLAND, OH 44094-9255

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,039.00 (+73.94%) Homeowner's exemption	$38,570 (-) Land $17,440 Building $21,130
2022	$2,322.00 Homeowner's exemption	$38,570 Land $17,440 Building $21,130
2021			$110,180 Land $49,820 Building $60,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7781 Joseph St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7781 Joseph St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20