Grand Traverse County property record for 7781 Cram Rd, Williamsburg, MI 49690
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,016 sqft · built 1993 |
| Lot Size | 2.23 acres (97,139 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,301 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-127-018-21 |
| Primary APN | 13-127-018-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 97,139 sqft (2.23 acres) |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7781 CRAM RD |
|---|---|
| City | WILLIAMSBURG |
| State | MI |
| Zip | 49690-9745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW 1/4 SEC 27 T28N R9W COM NW SEC CNR S 1120.66 TO POB S 200 E 249.52 N 125 TH S 89 DEG 2435 E 235 TH N 00 DEG 4415 W 200 |
| Legal Range | 09W |
| Legal Township | 28N |
| Legal Section | 27 |
| Jurisdiction | GRAND TRAVERSE MI |
| Township / Civil Division | WHITEWATER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 550102 |
7781 Cram Rd is owned and occupied by two individuals.
Source: Grand Traverse County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7781 CRAM RD, WILLIAMSBURG, MI 49690-9745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 7781 Cram Rd was $2,301.
Source: Grand Traverse County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Grand Traverse County |
| County Subdivision | Whitewater Township |
| Unified School District | Elk Rapids Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,100 (-1.24%) | $398,122 (-1.28%) | |
| 2025 | $2,301.00 Homeowner's exemption | $201,600 | $403,269 |
| 2023 | $106,600 | ||
| 2022 | $272,415 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7781 Cram Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective April 25, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1986–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7781 Cram Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| 186networks Fixed Wireless | 50 / 50 |
May also be available: AT&T, Cherry Capital Connection, Spectrum, Verizon.
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