Hamilton County property record for 7781 Coldstream Woods Dr, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 6,631 sqft · built 1987 |
| Lot Size | 1.23 acres (53,927 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $745,000 (Jul 2017) |
| Tax Bill | $23,408 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0190-0405-00 |
| Primary APN | 500-0190-0405-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 6,631 sqft Living Area |
| Gross Area | 8,952 sqft |
| 1st Floor Area | 3,369 sqft |
| 2nd Floor Area | 1,428 sqft |
| Basement Area | 3,369 sqft |
| Finished Basement | 1,834 sqft |
| Unfinished Basement | 1,535 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 53,927 sqft (1.23 acres) |
| Garage Type | Attached |
| Garage Area | 786 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 430 sqft |
| Patio Area | 1,034 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 7781 COLDSTREAM WOODS DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-5613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLDSTREAMWOODS DR 1.238 AC LOT 8 COLDSTREAM WOODS SUB |
| Legal Subdivision | COLDSTREAM WOODS SUB |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 27500 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7781 COLDSTREAM WOODS DR, CINCINNATI, OH 45255-5613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2021 | Transfer on Death Deed, Transfer |
| Dec 23, 2020 | Deed of Trust, Mortgage TCF NAT'L BK |
| Jul 14, 2017 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2017 · Amount on Record |
| Deed Sale | Jul 14, 2017 · Amount on Record |
| Deed Document Number | 201763366 |
| Last Transfer Date | Nov 18, 2021 |
| Transfer Doc | 0000141624 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 23, 2021 |
| Property Address | 7781 COLDSTREAM WOODS DR, CINCINNATI, OH 45255-5613 |
| Document Number | 0000141624 |
| Book / Page | 14550 / 3069 |
| Map Reference | MB 259 PG 30&31 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 2021-0141624 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7781 COLDSTREAM WOODS DR, CINCINNATI, OH 45255-5613 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7781 COLDSTREAM WOODS DR, CINCINNATI, OH 45255-5613 |
| Document Number | 0000006637 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7781 COLDSTREAM WOODS DR CINCINNATI OH 452555613, CINCINNATI, OH 45255-5613 |
| Document Number | 0000006637 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 014334/003396 |
| Instrument | 6637 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 13, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 14, 2017 |
| Property Address | 7781 COLDSTREAM WOODS DR, CINCINNATI, OH 45255-5613 |
| Document Number | 0000063366 |
| Book / Page | 013459 / 000387 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 63366 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,235.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7781 COLDSTREAM WOODS DR CINCINNATI OH 452555613, CINCINNATI, OH 45255-5613 |
| Document Number | 63367 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | 013459/000389 |
| Instrument | 63367 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,408.00 (+2.04%) | $374,703 (-) Land $34,958 Building $339,745 | $1,070,580 (-) Land $99,880 Building $970,700 |
| 2024 | $22,939.00 (+6.01%) | $374,703 (-) Land $34,958 Building $339,745 | |
| 2023 | $21,638.00 (+27.94%) | $374,703 (+43.7%) Land $34,958 Building $339,745 | $1,070,580 (+43.7%) Land $99,880 Building $970,700 |
| 2022 | $16,913.00 Homeowner's exemption | $260,750 Land $33,957 Building $226,793 | |
| 2020 | $745,000 Land $97,020 Building $647,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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