7781 Cal Ranch Dr, Sebring, FL 33875 Property Records

Highlands County property record for 7781 Cal Ranch Dr, Sebring, FL 33875

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	2 bd · 2.5 ba · 2,240 sqft · built 2022
Lot Size	10.5 acres (458,073 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Feb 2021)
Tax Bill	$4,346 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2021 Construction Loan + 7 more
Flood Zone	Zone X (minimal risk)
APN	`C-17-35-29-A00-0110-0000`

Property Details

APN / Parcel Number

Primary APN	`C-17-35-29-A00-0110-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,240 sqft Gross Area
1st Floor Area	1,840 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	458,073 sqft (10.5 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7781 CAL RANCH DR
City	SEBRING
State	FL
Zip	33875-5505
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Local Zoning Code	AU
Legal Description	SE 1/4 OF NE 1/4 OF SE 1/4 + W 15 FT OF NE 1/4 OF NE 1/4 OF SE 1/4 OF SEC 17 17-35-29/11 10.23 ACRES
Legal Range	29E
Legal Township	35S
Legal Section	17
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1063
Census Tract	961303

Owner

Source: Highlands County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9509 WISPYWOODS DR, SEBRING, FL 33875-9646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK
Dec 22, 2021	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND NATIONAL BANK
Nov 18, 2022	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO
Feb 19, 2021	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO
Jun 13, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 10, 2017	Loan Modification, Mortgage WAUCHULA ST BK
Oct 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	Feb 3, 2012 · Amount on Record
Deed Document Number	20212020092
Deed Book / Page	2803 / 1052
Prior Transfer Date	Jun 12, 2019
Prior Transfer Doc	0001944212
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 23, 2026
Property Address	7781 CAL RANCH DR, SEBRING, FL 33875-5505
Document Number	0002309840
Book / Page	3188 / 316
Instrument Date	Apr 17, 2026
Instrument	20262309840
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7781 CAL RANCH DR, SEBRING, FL 33875-5505

Mortgage

Document Number	0002309840,
Date	Apr 23, 2026
Book Page	3188/316
Instrument	20262309840

Lender

Name	SEACOAST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	7781 CAL RANCH DR, SEBRING, FL 33875-5505
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4908 LAKEWOOD RD, SEBRING, FL 33875-8016
Investor	Possibly a Property Investor

Mortgage

Document Number	0002069830
Date	Dec 22, 2021
Book Page	2873/645
Instrument	2069830

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2023

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 18, 2022
Property Address	7781 CAL RANCH DR, SEBRING, FL 33875-5505
Document Number	0002124600
Book / Page	2942 / 1034
Instrument Date	Nov 5, 2022
Instrument	2124600
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7897 MANOR DR, HARRISBURG, PA 17112-9374

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9509 WISPYWOODS DR, SEBRING, FL 33875-9646

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 19, 2021
Property Address	7781 CAL RANCH DR, SEBRING, FL 33875-5505
Document Number	0002020092
Book / Page	2803 / 1052
Instrument Date	Feb 13, 2021
Instrument	2020092
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7897 MANOR DR, HARRISBURG, PA 17112-9374

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9509 WISPYWOODS DR, SEBRING, FL 33875-9646
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 13, 2019
Property Address	7781 CAL RANCH DR, SEBRING, FL 33875-5505
Document Number	0001944211
Book / Page	002697 / 001410
Instrument Date	Jun 12, 2019
Instrument	1944211
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 KILLARNEY DR SEBRING FL 338706036, SEBRING, FL 33870-6036

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 13, 2019
Property Address	7781 CAL RANCH DR, SEBRING, FL 33875-5505
Document Number	0001944212
Book / Page	002697 / 001412
Instrument Date	Jun 12, 2019
Instrument	1944212
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 KILLAMEY DR SEBRING FL 33870, SEBRING, FL 33870

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 13, 2019
Property Address	7781 CAL RANCH DR, SEBRING, FL 33875-5505
Document Number	0001944210
Book / Page	002697 / 001408
Instrument Date	May 29, 2019
Instrument	1944210
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 KILLARNEY DR SEBRING FL 338706036, SEBRING, FL 33870-6036

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	7781 CAL RANCH DR, SEBRING, FL 33875-5505
Document Number	0001870421
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 N RIDGEWOOD DR SEBRING FL 338707208, SEBRING, FL 33870-7208

Mortgage

Document Number	0001870421
Date	Oct 26, 2017
Book Page	002604/001053
Instrument	1870421

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	SEBRING, FL 33872

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 25, 2022

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 12, 2017
Property Address	7781 CAL RANCH DR, SEBRING, FL 33875-5505
Document Number	0001868359
Book / Page	002602 / 000157
Instrument Date	Jun 24, 2015
Instrument	1868359
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 LAKEVIEW DR SEBRING FL 338702067, SEBRING, FL 33870-2067

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,346.00 (+2.6%) Homeowner's exemption	$341,550 (+5.47%)	$423,184 (-6.84%) Land $101,351 Building $321,833
2024	$4,236.00 (+1.27%)
2023	$4,183.00 (+975.32%) Homeowner's exemption	$323,824 (+2,492.25%)	$454,250 (+2,787.43%)
2022	$389.00	$12,492 Land $12,492	$15,732

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 76% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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