Frederick County property record for 7780 Main St, Middletown, VA 22645
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,870 sqft · built 1931 |
| Lot Size | 0.5 acres (21,977 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $214,450 (Sep 2025) |
| Tax Bill | $2,273 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 91B1-B-14 |
| Primary APN | 91B1-B-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,870 sqft Living Area |
| Gross Area | 6,887 sqft |
| 1st Floor Area | 1,435 sqft |
| Cellar | Cellar |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,977 sqft (0.5 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 827 sqft |
| Patio Area | 320 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8026612 |
|---|---|
| Street Address | 7780 MAIN ST |
| City | MIDDLETOWN |
| State | VA |
| Zip | 22645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-1 |
| Legal Description | 1/2 OF LOT 14 BLOCK B MIDDLETOWN |
| Legal Subdivision | MIDDLETOWN |
| Legal Block | B |
| Legal Lot Number | 14 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | BACK CREEK |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 50700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Middletown Historic District listed 2003 · 234 contributing resources · NRIS 03000566 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7780 MAIN ST, MIDDLETOWN, VA 22645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Sep 3, 2025 | Deed, Transfer · Conventional Mortgage HOME SAVINGS & TRUST MORTGAGE |
| Jun 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on Record |
| Deed Sale | Sep 3, 2025 · Amount on Record |
| Deed Document Number | 20258691 |
| Prior Transfer Date | Jun 12, 2018 |
| Prior Transfer Doc | 0000006056 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Aug 3, 2026 |
| Property Address | 7780 MAIN ST, MIDDLETOWN, VA 22645 |
| Document Number | 0000008007 |
| Instrument Date | Jul 11, 2026 |
| Instrument | 20268007 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | SERVICE LINK LP, SERVICE LINK |
| Name | Verified Name |
|---|
| Document Number | 0000008007, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 20268007 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.88% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Sep 3, 2025 |
| Property Address | 7780 MAIN ST, MIDDLETOWN, VA 22645 |
| Document Number | 0000008691 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 250008691 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $429.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7780 MAIN ST, MIDDLETOWN, VA 22645 |
| Document Number | 0000008692 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 250008692 |
| Name | HOME SAVINGS & TRUST MORTGAGE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jun 27, 2018 |
| Property Address | 7780 MAIN ST, MIDDLETOWN, VA 22645 |
| Document Number | 0000006056 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 6056 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 648 KINGS WAY RD MARTINSVILLE VA 241126641, MARTINSVILLE, VA 24112-6641 |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Municipality | Middletown Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,273.00 (+10.39%) | $428,900 (-) Land $93,000 Building $335,900 | $428,900 (-) Land $93,000 Building $335,900 |
| 2025 | $2,059.00 (+128.52%) | $428,900 Land $93,000 Building $335,900 | $428,900 Land $93,000 Building $335,900 |
| 2024 | $901.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MIDDLETOWN serves 1,390 people · EPA ID VA2069333 |
|---|---|
| Water Source | Purchased surface water from CITY OF WINCHESTER |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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