7780 Gardner Dr, Unit 103, Naples, FL 34109 Property Records

Collier County property record for 7780 Gardner Dr, Unit 103, Naples, FL 34109

Property Summary

Property Type	Condominium
Details	1,607 sqft · built 1995
Owner	2 Individual Names on File
Last Sale	$471,500 (Jun 2024)
Tax Bill	$3,225 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`64703002066`

Property Details

APN / Parcel Number

Primary APN	`64703002066`
Alternative APN	`530200 22 1034A01`

Interior

Units	7 Units
Building Area	1,607 sqft Living Area
1st Floor Area	1,607 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	7780 GARDNER DR, 103
City	NAPLES
State	FL
Zip	34109-2612
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ORCHARDS A CONDOMINIUM, THE BLDG 22-103
Legal Range	25
Legal Township	49
Legal Section	1
Legal Subdivision	ORCHARDS A CONDOMINIUM, THE
Legal Tract	530200
Legal Block	2
Legal Lot Number	103
Legal Unit	22-103
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2013
Census Tract	10429

Owner

7780 Gardner Dr, Unit 103 is owned by two individuals who bought it in June 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21055 NE 37TH AVE, 1905, AVENTURA, FL 33180-4090
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 8, 2022	Intrafamily Transfer, Transfer
Apr 14, 2022	Warranty Deed, Transfer COTTRELL TITLE AND ESCROW, COTTRELL TITLE & ESCROW
Oct 8, 2018	Warranty Deed, Transfer ATTORNEY
May 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024 · Amount on File
Deed Sale	Jun 28, 2024 · Amount on File
Prior Sale	Sep 20, 2023 · Amount on File
Deed Document Number	20246564515
Deed Book / Page	6374 / 3088
Prior Transfer Date	Nov 11, 2022
Prior Transfer Doc	0061970259
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 20, 2023
Property Address	7780 GARDNER DR UNIT 103, 103, NAPLES, FL 34109-2612
Document Number	0062892361
Book / Page	6289 / 2361
Map Reference	MB 1969 PG 646
Instrument Date	Sep 15, 2023
Instrument	6455467
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	HEIGHTS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 FOREST LAKES BLVD APT 112, 112, NAPLES, FL 34105-2380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7680 MEADOW LAKES DR APT 1403, 1403, NAPLES, FL 34104-9531

Mortgage

Document Number	0062892363
Date	Sep 20, 2023
Instrument	6289/2363

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Dec 8, 2022
Property Address	7780 GARDNER DR UNIT 103, 103, NAPLES, FL 34109-2612
Document Number	0061970259
Book / Page	6197 / 259
Map Reference	MB 1969 PG 646
Instrument Date	Nov 11, 2022
Instrument	6338367
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7780 GARDNER DR UNIT 103, 103, NAPLES, FL 34109-2612

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 14, 2022
Property Address	7780 GARDNER DR UNIT 103, 103, NAPLES, FL 34109-2612
Document Number	0061120954
Book / Page	6112 / 954
Map Reference	MB 1969 PG 646
Instrument Date	Apr 6, 2022
Instrument	6235845
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	COTTRELL TITLE AND ESCROW, COTTRELL TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$3,885.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 FOREST AVE APT 501, 501, GLEN ELLYN, IL 60137-4175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7780 GARDNER DR UNIT 103, 103, NAPLES, FL 34109-2612

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 8, 2018
Property Address	7780 GARDNER DR UNIT 103, 103, NAPLES, FL 34109-2612
Document Number	0055600711
Book / Page	5560 / 0711
Map Reference	MB1969 PG646
Instrument Date	Sep 28, 2018
Instrument	5621839
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15435 83RD ST NE, 15435, OTSEGO, MN 55330-7297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14657 HOLLOW TREE RD, ORLAND PARK, IL 60462-7400

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	May 1, 2018
Property Address	7780 GARDNER DR UNIT 103, 103, NAPLES, FL 34109-2612
Document Number	0055040045
Book / Page	005504 / 000045
Instrument Date	Mar 13, 2018
Instrument	5548918
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15435 83RD ST NE OTSEGO MN 553307297, OTSEGO, MN 55330-7297

Tax Assessment & Valuation

The 2025 property tax bill for 7780 Gardner Dr, Unit 103 was $3,225, up 148.8% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,583 (-14.02%) Building $305,583	$305,583 (-14.02%) Building $305,583
2025	$3,225.00 (+148.84%)	$355,400 Building $355,400	$355,400 Building $355,400
2024	$1,296.00 (-34.38%)
2023	$1,975.00 (-24.7%) Homeowner's exemption	$240,358 (+5.15%)	$371,505 (+32.4%) Building $371,505
2022	$2,623.00	$228,586	$280,601 Building $280,601

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7780 Gardner Dr, Unit 103 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7780 Gardner Dr, Unit 103 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, Summit Broadband.

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