Lauderdale County property record for 7780 Co Rd 15, Florence, AL 35633
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,102 sqft · built 2000 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,048 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-05-22-0-000-024-006 |
| Primary APN | 14-05-22-0-000-024-006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,102 sqft Living Area |
| 1st Floor Area | 2,102 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 435,600 sqft (10 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 8675 |
|---|---|
| Street Address | 7780 COUNTY ROAD 15 |
| City | FLORENCE |
| State | AL |
| Zip | 35633-2551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 10.078 AC PT OF NW/4 OF SW/4 AND PT OF SW/4 OF NW/4 LESS ROAD ROW SEC 22 FI-86-0172 FR-G-001 FI 91-63 FR E13 |
| Legal Range | 12W |
| Legal Township | 02S |
| Legal Section | 22 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | OAKLAND |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 11200 |
7780 Co Rd 15 is owned and occupied by an individual.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7780 COUNTY ROAD 15, FLORENCE, AL 35633-2551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 7780 COUNTY ROAD 15, FLORENCE, AL 35633-2551 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/16382 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 2020/16382 |
| Name | MERIDIAN HOME LOANS MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 7780 Co Rd 15 was $1,048 with a homeowner's exemption, up 6.9% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,048.00 (+6.94%) Homeowner's exemption | $31,600 (+6.54%) | $428,180 (+8.91%) Land $147,800 Building $280,380 |
| 2024 | $980.00 (+5.83%) Homeowner's exemption | $29,660 (+1,167.52%) Land $3,120 Building $26,540 | $393,140 (+18.28%) Land $127,900 Building $265,240 |
| 2023 | $926.00 (+17.66%) Homeowner's exemption | $2,340 (-89.7%) Land $2,340 | $332,380 (+12.9%) Land $89,000 Building $243,380 |
| 2022 | $787.00 Homeowner's exemption | $22,720 | $294,400 Land $85,100 Building $209,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7780 Co Rd 15 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7780 Co Rd 15 is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 46% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST LAUDERDALE CO, WATER & FPA serves 15,681 people · EPA ID AL0000794 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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