7780 Black River Ave, Onaway, MI 49765 Property Records

Cheboygan County property record for 7780 Black River Ave, Onaway, MI 49765

Property Summary

Property Type	Single Family Home
Lot Size	10.8 acres (470,884 sqft)
Owner	Company Name on Record
Last Sale	$1,113 (Apr 2026)
Tax Bill	$679 (2025)
Deeds & Mortgages	Apr 2026 Foreclosure Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`231-010-308-075-00`

Property Details

APN / Parcel Number

Primary APN	`231-010-308-075-00`

Exterior

Lot Area	470,884 sqft (10.8 acres)

Location & Zoning

Street Address	7780 BLACK RIVER AVE
City	ONAWAY
State	MI
Zip	49765-8516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 522FT OF NLY 902FT OF SE1/4 OF SW1/4 SEC 10, T34N,R1E 568/677;651/531;745/540;795/328;872/123;1416/709
Legal Range	01E
Legal Township	034
Legal Section	10
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	FOREST
Census Block Group	2
Census Block	2053
Census Tract	960700

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	870 S MAIN ST, CHEBOYGAN, MI 49721-2283
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Foreclosure
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage HURON STATE BANK
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage HURON STATE BANK
Apr 12, 2024	Foreclosure
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HURON STATE BANK
Jul 6, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Nov 13, 2024 · Amount on Record
Deed Book / Page	1580 / 14
Prior Transfer Date	Mar 1, 2026
Prior Transfer Doc	0001580/14
Record Updated	Oct 29, 2026

April 2026: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHEBOYGAN MI
Recording Date	Apr 13, 2026
Property Address	7780 BLACK RIVER AVE, ONAWAY, MI 49765-8516
Document Number	0001580/14
Book / Page	1580 / 14
Instrument Date	Mar 1, 2026
Transaction Type	Foreclosure
Record Updated	Aug 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 S MAIN ST, CHEBOYGAN, MI 49721-2283
Investor	Possibly a Property Investor

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	7780 BLACK RIVER AVE, ONAWAY, MI 49765-8516
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7780 BLACK RIVER AVE, ONAWAY, MI 49765-8516

Mortgage

Document Number	0000001565/0000000517
Date	Oct 6, 2025
Book Page	0000001565/0000000517

Lender

Name	HURON STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	7780 BLACK RIVER AVE, ONAWAY, MI 49765-8516
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7780 BLACK RIVER AVE, ONAWAY, MI 49765-8516

Mortgage

Document Number	0000001565/0000000517
Date	Oct 6, 2025
Book Page	0000001565/0000000517

Lender

Name	HURON STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHEBOYGAN MI
Recording Date	Apr 12, 2024
Property Address	7780 BLACK RIVER AVE, ONAWAY, MI 49765-8516
Document Number	001527/946
Book / Page	1527 / 946
Instrument Date	Mar 1, 2024
Transaction Type	Foreclosure
Record Updated	Apr 26, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 S MAIN ST, CHEBOYGAN, MI 49721-2283

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	7780 BLACK RIVER AVE, ONAWAY, MI 49765-8516
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 POPLAR ST, ONAWAY, MI 49765-8909

Mortgage

Document Number	0000001448/0000000230
Date	May 3, 2021
Book Page	0000001448/0000000230

Lender

Name	HURON STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jul 6, 2020
Property Address	7780 BLACK RIVER AVE, ONAWAY, MI 49765-8516
Document Number	001416/709
Book / Page	1416 / 709
Instrument Date	Dec 18, 2019
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 POPLAR ST, ONAWAY, MI 49765-8909

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Forest Township
Unified School District	Onaway Area Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,000 (-0.28%)	$144,000 (-0.28%)
2025	$679.00 (+0.59%) Homeowner's exemption	$72,200 (+60.8%)	$144,400 (+60.8%)
2024	$675.00 (-44.58%)
2023		$44,900	$89,800
2022	$1,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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