778 Wisteria Ave, Umatilla, FL 32784 Property Records

Lake County property record for 778 Wisteria Ave, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,676 sqft · built 2021
Lot Size0.275 acres (12,000 sqft)
OwnerIndividual Name on Record
Last Sale$279,000 (Dec 2021)
Tax Bill$4,475 (2024)
Deeds & MortgagesDec 2021 Sale & Mortgage
May 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-18-26-0600-005-01500

Property Details

APN / Parcel Number

Primary APN12-18-26-0600-005-01500
Alternative APN
  • 1129591

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,676 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1129591
Street Address778 WISTERIA AVE
CityUMATILLA
StateFL
Zip32784-8165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUMATILLA NORTH UMATILLA LOTS 15 16 BLK 5 PB 6 PGS 35-37 ORB 5850 PG 713
Legal Range26E
Legal Township18S
Legal Section12
Legal SubdivisionNORTH UMATILLA
Legal Tract600
Legal Block5
Legal Lot Number15-16 16
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1013
Census Tract30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address778 WISTERIA AVE, UMATILLA, FL 32784-8165
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC
May 4, 2021Warranty Deed, Transfer
HOMELAND TITLE SERVICES INC
Apr 15, 2021Warranty Deed, Transfer
SHIPLEY LAW FIRM AND TITLE COMPANY, SHIPLEY LAW FIRM & TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2021 · Amount on Record
Deed SaleDec 6, 2021 · Amount on Record
Prior SaleMay 4, 2021 · Amount on Record
Deed Document Number2021167707
Deed Book / Page5850 / 713
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 6, 2021
Property Address778 WISTERIA AVE, UMATILLA, FL 32784-8165
Document Number0058500713
Book / Page5850 / 713
Map ReferenceMB 6 PG 35-37
Instrument DateNov 30, 2021
Instrument2021167707
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyHOMELAND TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,953.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10604 CRESCENT LAKE CT, CLERMONT, FL 34711-5018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address778 WISTERIA AVE, UMATILLA, FL 32784-8165

Mortgage

Document Number0005850714
DateDec 6, 2021
Instrument5850/714
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMay 4, 2021
Property Address778 WISTERIA AVE, UMATILLA, FL 32784-8165
Document Number0057012296
Book / Page5701 / 2296
Map ReferenceMB 6 PG 35-37
Instrument DateMay 3, 2021
Instrument2021061532
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyHOMELAND TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$245.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10512 CRESCENT LAKE CT, CLERMONT, FL 34711-5018

Transferred To (Grantee/Buyer)

NameVerified Name
Address10604 CRESCENT LAKE CT, CLERMONT, FL 34711-5018

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateApr 15, 2021
Property Address778 WISTERIA AVE, UMATILLA, FL 32784-8165
Document Number0056882153
Book / Page5688 / 2153
Map ReferenceMB 6 PG 35
Instrument DateApr 9, 2021
Instrument2021052215
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanySHIPLEY LAW FIRM AND TITLE COMPANY, SHIPLEY LAW FIRM & TITLE CO

Transaction

AmountAmount Recorded
Tax$245.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address37101 N COUNTY ROAD 44A, EUSTIS, FL 32736-9762

Transferred To (Grantee/Buyer)

NameVerified Name
Address10512 CRESCENT LAKE CT, CLERMONT, FL 34711-5018

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$265,250 (+5.98%) Land $80,000 Building $185,250$292,397 (+13.38%) Land $80,000 Building $212,397
2024$4,475.00 (+4.22%)
2023$4,294.00 (+3.07%) Homeowner's exemption$250,280 (+3%)$257,896 (+6.13%) Land $48,000 Building $209,896
2022$4,166.00 Homeowner's exemption$242,997$242,997 Land $35,200 Building $207,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUMATILLA WATER WORKS (2 WPS)
serves 3,948 people · EPA ID FL3351402
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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