778 Western Dr, Richmond, CA 94801 Property Records

Contra Costa County property record for 778 Western Dr, Richmond, CA 94801

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,584 sqft · built 1942
Lot Size0.126 acres (5,500 sqft)
Owner2 Individual Names on Record
Last Sale$736,500 (May 2013)
Tax Bill$15,182 (2025)
Deeds & MortgagesFeb 2023 Second Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN558-221-009-1

Property Details

APN / Parcel Number

Primary APN558-221-009-1
Alternative APN
  • 558-221-009

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,584 sqft Living Area
Gross Area936 sqft
1st Floor Area936 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1960
Lot Area5,500 sqft (0.126 acres)
Garage TypeAttached
Garage Area222 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address778 WESTERN DR
CityRICHMOND
StateCA
Zip94801-3759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR2
Legal DescriptionBAY VIEW ADDN 2&3 68
Legal SubdivisionBAY VIEW ADD
Legal Block68
Legal Lot Number2,3
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1021
Census Tract378000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address778 WESTERN DR, RICHMOND, CA 94801-3759
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
REDWOOD CU
Feb 26, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
NETWORK CAPITAL FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2013 · Amount on Record
Deed SaleMay 24, 2013 · Amount on Record
Deed Document Number2013132368
Last Transfer DateFeb 13, 2021
Transfer Doc0000058679
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address778 WESTERN DR, RICHMOND, CA 94801-3759
Transaction TypeMortgage
Record UpdatedMar 8, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address778 WESTERN DR, RICHMOND, CA 94801-3759

Mortgage

Document Number0000012989
DateFeb 14, 2023
Instrument2023-012989
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2038

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateFeb 26, 2021
Property Address778 WESTERN DR, RICHMOND, CA 94801-3759
Document Number0000058679
Map ReferenceMB D PG 75
Instrument DateFeb 13, 2021
Instrument2021-058679
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyUNISOURCE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address778 WESTERN DR, RICHMOND, CA 94801-3759

Mortgage

Document Number0000058680
DateFeb 26, 2021
Instrument2021-058680
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$918,413 (+2%) Land $722,224 Building $196,189
2025$15,182.00 (+4.54%) Homeowner's exemption$900,406 (+4.04%) Land $708,063 Building $192,343
2023$14,522.00 (+1.79%) Homeowner's exemption$865,444 Land $680,569 Building $184,875
2022$14,266.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1983–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

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