Lake County property record for 778 State St, Luther, MI 49656
| Property Type | Commercial |
|---|---|
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $582 (2024) |
| APN | 44-018-013-01 |
| Primary APN | 44-018-013-01 |
|---|
| Lot Area | 19,166 sqft (0.44 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 778 STATE ST |
|---|---|
| City | LUTHER |
| State | MI |
| Zip | 49656 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PT SW 14 OF NW 14 DESC AS COMM @ NW COR OF BLK 3, WILSON'S ADDITION TO VILLAGE OF LUTHER; TH N0035'26E A DISTANCE OF 66' TO T |
| Legal Range | 11W |
| Legal Township | 19N |
| Legal Section | 18 |
| Legal Block | 3 |
| Jurisdiction | LAKE MI |
| Township / Civil Division | ELLSWORTH |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 961300 |
778 State St, a commercial property, is owned by two individuals.
Source: Lake County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11330 E OLD M 63, LUTHER, MI 49656-9380 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Lake County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lake County |
| County Subdivision | Ellsworth Township |
| Municipality | Luther Village |
| Unified School District | Pine River Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,600 | $65,200 | |
| 2024 | $582.00 | ||
| 2023 | $14,500 | $29,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 778 State St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 778 State St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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