778 S Main St, Lapeer, MI 48446 Property Records

Lapeer County property record for 778 S Main St, Lapeer, MI 48446

Property Summary

Property TypeOffice Building
Details1,456 sqft · built 1973
Lot Size0.352 acres (15,333 sqft)
OwnerCompany Name on Record
Last Sale$275,000 (Sep 2024)
Tax Bill$7,175 (2025)
Deeds & MortgagesMay 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APNL21-32-101-040-00

Property Details

APN / Parcel Number

Primary APNL21-32-101-040-00

Interior

Stories1 Story
Building Area1,456 sqft Total Area
FlooringCarpet

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area15,333 sqft (0.352 acres)
Lot Dimensions155 ft deep x 99 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address778 S MAIN ST
CityLAPEER
StateMI
Zip48446-3032
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeB2 GEN
Legal DescriptionCITY OF LAPEER RICHS ADDITION LOT 11 & S 1/2 OF LOT 12 EX E 10 FT (L=5 P=1/2 SEC 8, T7N-R10E)
Legal Range10E
Legal Township07N
Legal Section08
Legal SubdivisionCITY OF LAPEER RICHS ADD
Legal Lot Number11-12
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group4
Census Block4011
Census Tract337000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address778 S MAIN ST, LAPEER, MI 48446-3032
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2024 · Amount on Record
Deed SaleSep 19, 2024 · Amount on Record
Prior SaleMay 30, 2014 · Amount on Record
Deed Book / Page3421 / 532
Prior Transfer DateJan 12, 2016
Prior Transfer Doc0028070447
Record UpdatedOct 29, 2026

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAPEER MI
Property Address778 S MAIN ST, LAPEER, MI 48446-3032
Document Number0030270070
Instrument DateMay 23, 2019
Transaction TypeMortgage
Record UpdatedJul 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address778 S MAIN ST LAPEER MI 484463032, LAPEER, MI 48446-3032

Mortgage

Document Number0030270070
DateJun 5, 2019
Book Page003027/000070
Lender
NameLAKESTONE BK&TR
AddressLAPEER, MI 48446
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$171,500 (+14.33%)$343,000 (+14.33%)
2025$7,175.00 (-5.59%)$150,000 (-12.89%)$300,000 (-12.89%)
2023$172,200$344,400
2022$7,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAPEER
serves 9,023 people · EPA ID MI0003780
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2023
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Xfinity.

Nearby Properties on S Main St

Nearby Streets

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