778 S Corniche du Lac, Covington, LA 70433 Property Records

St. Tammany Parish property record for 778 S Corniche du Lac, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,681 sqft · built 2014
Owner	Individual Name on File
Last Sale	$550,000 (Jun 2021)
Tax Bill	$4,836 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jun 2021 Sale & Mortgage
APN	`103-813-2595`

Property Details

APN / Parcel Number

Primary APN	`103-813-2595`
Alternative APN	`3942`

Interior

Building Area	2,681 sqft Living Area

Exterior

Year Built	Built 2014
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	778 S CORNICHE DU LAC
City	COVINGTON
State	LA
Zip	70433-7255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAISON DU LAC LT81
Legal Subdivision	MAISON DU LAC
Legal Lot Number	81
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2012
Census Tract	40401

Owner

778 S Corniche du Lac is owned and occupied by an individual who bought it in June 2021.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Mailing Address	778 S CORNICHE DU LAC, COVINGTON, LA 70433-7255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Jun 22, 2021	Deed, Transfer · Conventional Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021 · Amount on File
Deed Sale	Jun 22, 2021 · Amount on File
Prior Sale	Jan 23, 2015
Deed Document Number	2276909
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	778 S CORNICHE DU LAC, COVINGTON, LA 70433-7255
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002361959
Date	Feb 10, 2023
Instrument	2361959

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 19, 2048

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 22, 2021
Property Address	778 S CORNICHE DU LAC, COVINGTON, LA 70433-7255
Document Number	0002276909
Instrument Date	Jun 21, 2021
Instrument	2276909
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	ALLEGIANCE TITLE & LAND SERV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	442 CERCLE DU LAC, COVINGTON, LA 70433-7339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 S CORNICHE DU LAC, COVINGTON, LA 70433-7255

Mortgage

Document Number	0002276913
Date	Jun 22, 2021
Instrument	2276913

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 778 S Corniche du Lac was $4,836 with a homeowner's exemption, down 3.5% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,836.00 (-3.45%) Homeowner's exemption	$46,566 (-) Land $8,000 Building $38,566	$465,663 (-) Land $80,000 Building $385,663
2024	$5,009.00 (+4.05%) Homeowner's exemption	$46,566 (+9.68%) Land $8,000 Building $38,566	$465,663 (+9.68%) Land $80,000 Building $385,663
2023	$4,814.00 Homeowner's exemption	$42,458 (-) Land $8,000 Building $34,458	$424,581 (+3.66%) Land $80,000 Building $344,581
2022	$4,814.00 Homeowner's exemption	$42,458 Land $8,000 Building $34,458	$409,581 Land $65,000 Building $344,581

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 778 S Corniche du Lac; there have been 15 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 534 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	534 in force
Nearby Flood Claims	15 (2005–2024)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 778 S Corniche du Lac is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, REV.

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