778 S 10th St, Berthoud, CO 80513 Property Records

Larimer County property record for 778 S 10th St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,532 sqft · built 2021
Lot Size	0.186 acres (8,120 sqft)
Owner	Individual Name on File
Last Sale	$664,800 (Mar 2022)
Tax Bill	$6,665 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`94233-33-009`

Property Details

APN / Parcel Number

Primary APN	`94233-33-009`
Alternative APN	`R1659653`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,532 sqft Living Area
Basement Area	1,146 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,120 sqft (0.186 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1659653
Street Address	778 S 10TH ST
City	BERTHOUD
State	CO
Zip	80513-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9, BLOCK 3, ROSE FARM ACRES, BER (20150087956)
Legal Quarter	SW
Legal Subdivision	ROSE FARM ACRES
Legal Block	3
Legal Lot Number	9
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4027
Census Tract	2700

Owner

778 S 10th St is owned by an individual who bought it in March 2022.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	4350 S MONACO ST, DENVER, CO 80237-3400
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 9, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP
May 31, 2020	Loan Modification, Mortgage FIRSTBANK
Jun 4, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FIRSTBANK
Aug 23, 2017	Warranty Deed, Transfer LAND TITLE GUARANTEE
Aug 24, 2017	Warranty Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022 · Amount on File
Deed Sale	Mar 9, 2022 · Amount on File
Deed Document Number	20220015796
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	778 S 10TH ST, BERTHOUD, CO 80513-2728
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 S 10TH ST, BERTHOUD, CO 80513-2728

Mortgage

Document Number	0000043435
Date	Oct 9, 2023
Instrument	20230043435

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 9, 2022
Property Address	778 S 10TH ST, BERTHOUD, CO 80513-2728
Document Number	0000015796
Instrument Date	Feb 17, 2022
Instrument	20220015796
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 3, 2026
Title Company	DO NO USE, AMERICAN HOME T&E CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.48
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4350 S MONACO ST, DENVER, CO 80237-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 S 10TH ST, BERTHOUD, CO 80513-2728

Mortgage

Document Number	0000015797
Date	Mar 9, 2022
Instrument	20220015797

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	778 S 10TH ST, BERTHOUD, CO 80513-2728
Document Number	0000041807
Instrument Date	May 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	143 KELLING DR LYONS CO 80540, LYONS, CO 80540

Mortgage

Document Number	0000041807
Date	Jun 12, 2020
Instrument	41807

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 11, 2021

Interest

Rate Type	Adjustable Rate
Rate	5.25%

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 4, 2019
Property Address	778 S 10TH ST, BERTHOUD, CO 80513-2728
Instrument Date	May 31, 2019
Instrument	29655
Transaction Type	Construction Loan
Record Updated	Jun 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	143 KELLING DR LYONS CO 80540, LYONS, CO 80540

Mortgage

Document Number	0000029655
Date	Jun 4, 2019
Instrument	29655

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 3, 2020

Interest

Rate Type	Adjustable Rate
Rate	6.5%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 23, 2017
Property Address	778 S 10TH ST, BERTHOUD, CO 80513-2728
Document Number	0000056695
Instrument Date	Aug 23, 2017
Instrument	56695
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1710 WHITEFEATHER DR LONGMONT CO 805048805, LONGMONT, CO 80504-8805
Investor	Possibly a Property Investor

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 24, 2017
Property Address	778 S 10TH ST, BERTHOUD, CO 80513-2728
Document Number	0000056921
Instrument Date	Aug 23, 2017
Instrument	56921
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$169.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	PO BOX 1944 LYONS CO 805401944, LYONS, CO 80540-1944
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 778 S 10th St was $6,665.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,665.00	$39,813 Land $10,519 Building $29,294	$637,000 Land $168,300 Building $468,700
2023	$6,705.00 (+156.7%)	$44,387 (+185.37%) Land $11,276 Building $33,111	$662,500 (+196.02%) Land $168,300 Building $494,200
2022	$2,612.00	$15,554 Land $8,486 Building $7,068	$223,800 Land $122,100 Building $101,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 778 S 10th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 778 S 10th St is low, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 78% of Colorado
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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