778 Rivercrest Rd, Valley Mills, TX 76689 Property Records

McLennan County property record for 778 Rivercrest Rd, Valley Mills, TX 76689

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,873 sqft · built 2019
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Last Sale	$18,600 (Aug 2011)
Tax Bill	$6,042 (2025)
Deeds & Mortgages	Sep 2020 Loan Modification Apr 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-040200-001103-0`

Property Details

APN / Parcel Number

Primary APN	`46-040200-001103-0`
Alternative APN	`354338`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,873 sqft Living Area
1st Floor Area	1,233 sqft
2nd Floor Area	640 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Lot Dimensions	221 ft deep x 201 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	190 sqft
Deck Area	160 sqft
Patio Area	1,250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	778 RIVERCREST RD
City	VALLEY MILLS
State	TX
Zip	76689-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HALL C J ACRES 1.0
Legal Subdivision	HALL C J
Jurisdiction	MCLENNAN TX
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1001
Census Tract	4000

Owner

778 Rivercrest Rd is owned by an individual who bought it in August 2011.

Source: McLennan County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	605 COUNTY ROAD 195, JONESBORO, TX 76538-1201
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Loan Modification, Mortgage FIRST NAT'L BK/MOODY
Apr 3, 2019	Loan Modification, Mortgage FIRST NAT'L BK/BOSQUE CNTY
Sep 4, 2018	Quit Claim Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/BOSQUE CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2011 · Amount on File
Deed Sale	Aug 4, 2011 · Amount on File
Deed Document Number	201124022
Record Updated	Oct 29, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	778 RIVERCREST RD, VALLEY MILLS, TX 76689-2630
Document Number	0000032284
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 RIVERCREST RD VALLEY MILLS TX 766892630, VALLEY MILLS, TX 76689-2630

Mortgage

Document Number	0000032284
Date	Sep 14, 2020
Instrument	32284

Lender

Name	FIRST NAT'L BK/MOODY
Type	Bank
Address	MOODY, TX 76557

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 13, 2021

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	778 RIVERCREST RD, VALLEY MILLS, TX 76689-2630
Document Number	0000012188
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 RIVERCREST RD VALLEY MILLS TX 76689, VALLEY MILLS, TX 76689

Mortgage

Document Number	0000012188
Date	Apr 15, 2019
Instrument	12188

Lender

Name	FIRST NAT'L BK/BOSQUE CNTY
Type	Bank
Address	VALLEY MILLS, TX 76689

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 14, 2024

Interest

Rate	5.3%

September 2018: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 4, 2018
Property Address	778 RIVERCREST RD, VALLEY MILLS, TX 76689-2630
Document Number	0000031333
Instrument Date	Aug 30, 2018
Instrument	31333
Transaction Type	Construction Loan
Record Updated	Sep 27, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 RIVERCREST RD VALLEY MILLS TX 766892766, VALLEY MILLS, TX 76689-2766

Mortgage

Document Number	31336
Date	Sep 4, 2018
Instrument	31336

Lender

Name	FIRST NAT'L BK/BOSQUE CNTY
Type	Bank
Address	VALLEY MILLS, TX 76689

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 3, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 778 Rivercrest Rd was $6,042, up 144.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Valley Mills Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,413 (-5.04%) Land $40,800 Building $370,613	$411,413 (-5.04%) Land $40,800 Building $370,613
2025	$6,042.00 (+144.62%)	$433,250 Land $34,160 Building $399,090	$433,250 Land $34,160 Building $399,090
2024	$2,470.00
2023		$547,710 Land $34,160 Building $513,550	$547,710 Land $34,160 Building $513,550
2018	$151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 778 Rivercrest Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (1998–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	May 2024 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 778 Rivercrest Rd is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 60% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERCREST WATER private · serves 378 people · EPA ID TX1550089
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pathway Com-Tel Fiber	5,000 / 5,000
Nextlink Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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