778 River Rd, Walton, WV 25286 Property Records

Roane County property record for 778 River Rd, Walton, WV 25286

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,906 sqft · built 1997
Lot Size	3.35 acres (145,926 sqft)
Owner	Individual Name on Record
Tax Bill	$585 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-11-0025.0000`

Property Details

APN / Parcel Number

Primary APN	`09-11-0025.0000`
Alternative APNs	`44-09-0011-0025-0000` `4409 11002500000000` `44-09-11-0025.0000` `95903701`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,906 sqft Living Area
1st Floor Area	3,362 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	145,926 sqft (3.35 acres)
Terrain	Rolling
Porch	Porch
Porch Area	144 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	95903701
Street Address	778 RIVER RD
City	WALTON
State	WV
Zip	25286-9114
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	3.35 SUR POCA
Jurisdiction	ROANE WV
Township / Civil Division	III
Census Block Group	2
Census Block	2022
Census Tract	962901

Owner

Source: Roane County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	778 RIVER RD, WALTON, WV 25286-9114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage POCA VALLEY BANK
Sep 8, 2022	Deed, Transfer · Conventional Mortgage POCA VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	778 RIVER RD, WALTON, WV 25286-9114
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000337/672
Date	Jan 19, 2017
Book Page	337/672
Instrument	2137400

Lender

Name	POCA VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2047

Interest

Rate Type	Fixed Rate

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANE WV
Recording Date	Sep 8, 2022
Property Address	778 RIVER RD, WALTON, WV 25286-9114
Document Number	000634/345
Book / Page	634 / 345
Map Reference	DB 365 PG 134
Instrument Date	Sep 7, 2022
Instrument	2183774
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 RIVER RD, WALTON, WV 25286-9114

Mortgage

Document Number	0002183775
Date	Sep 8, 2022
Instrument	2183775

Lender

Name	POCA VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 15, 2032
Change Frequency	Annually
Min Rate At Change	4.23%
Max Rate At Change	8.23%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Roane County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$585.00 (+5.41%)	$66,840 (+5.79%) Land $15,060 Building $51,780	$111,400 (+5.79%) Land $25,100 Building $86,300
2025	$555.00 (+101.09%)	$63,180 (+23.74%) Land $14,160 Building $49,020	$105,300 (+23.74%) Land $23,600 Building $81,700
2023	$276.00 (+2.6%) Homeowner's exemption Disabled Person's exemption	$51,060 (+2.04%) Land $13,020 Building $38,040	$85,100 (+2.04%) Land $21,700 Building $63,400
2022	$269.00 Homeowner's exemption Disabled Person's exemption	$50,040 Land $12,540 Building $37,500	$83,400 Land $20,900 Building $62,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 55% of West Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTON PSD serves 2,208 people · EPA ID WV3304407
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Jul 2020
Treatment and Procedure	Corrosion control currently in violation since Apr 2017 Organic carbon removal Jul 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Frontier.

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