Tioga County and Barton Town property record for 778 Ridge Rd, Lockwood, NY 14859
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 2002 |
| Lot Size | 7.2 acres (313,632 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,398 (2026) |
| Deeds & Mortgages | Sep 2024 Sale Apr 2014 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 492089 123.00-2-14.40 |
| Primary APN | 492089 123.00-2-14.40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 313,632 sqft (7.2 acres) |
| Porch | Slab |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000010742 |
|---|---|
| Street Address | 778 RIDGE RD |
| City | LOCKWOOD |
| State | NY |
| Zip | 14859-9743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 2 |
| Legal Lot Number | 14.040 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | BARTON |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 20702 |
778 Ridge Rd is owned and occupied by two individuals who acquired it in August 2024.
Source: Tioga County and Barton Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6 STATE ROUTE 34, WAVERLY, NY 14892-9701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2024 | Warranty Deed, Transfer |
| Apr 24, 2014 | Intrafamily Transfer, Transfer MARY H. FINLAYSON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 23, 2024 |
| Transfer Doc | 202400003106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Sep 16, 2024 |
| Property Address | 778 RIDGE RD, LOCKWOOD, NY 14859-9743 |
| Document Number | 202400003106 |
| Instrument Date | Aug 23, 2024 |
| Instrument | 2024-00003106 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6 STATE ROUTE 34, WAVERLY, NY 14892-9701 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Apr 24, 2014 |
| Property Address | 778 RIDGE RD, LOCKWOOD, NY 14859-9743 |
| Document Number | 0000014000/0000001701 |
| Book / Page | 0000014000 / 0000001701 |
| Instrument Date | Apr 23, 2014 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | MARY H. FINLAYSON |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 STATE ROUTE 34, WAVERLY, NY 14892-9704 |
The 2026 property tax bill for 778 Ridge Rd was $2,398 with a homeowner's exemption, up 1.8% from the year before.
Source: Tioga County and Barton Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Barton Town |
| Unified School District | Waverly Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,398.00 (+1.78%) Homeowner's exemption | ||
| 2025 | $2,356.00 | $67,400 Land $17,800 Building $49,600 | $119,929 Land $31,673 Building $88,256 |
| 2023 | $67,400 Land $17,800 Building $49,600 | $112,333 Land $29,667 Building $82,666 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 778 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1996–2018) |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 778 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Haefele Connect Fiber | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
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