778 Rayburn Rd, Covington, TN 38019 Property Records

Tipton County property record for 778 Rayburn Rd, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,377 sqft · built 1989
Lot Size1.15 acres (50,094 sqft)
Owner2 Individual Names on Record
Last Sale$127,200 (Aug 2020)
Tax Bill$600 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN084024 00304

Property Details

APN / Parcel Number

Primary APN084024 00304
Alternative APN
  • 024 00304

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,377 sqft Living Area
1st Floor Area1,377 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2003
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area50,094 sqft (1.15 acres)
Garage TypeCarport
Garage Area420 sqft
CarportCarport
Carport Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area108 sqft
Patio Area185 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address778 RAYBURN RD
CityCOVINGTON
StateTN
Zip38019-4655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: C61
JurisdictionTIPTON TN
Township / Civil Division1
Census Block Group1
Census Block1023
Census Tract40602

Owner

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address778 RAYBURN RD, COVINGTON, TN 38019-4655
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2020 · Amount on Record
Deed SaleAug 3, 2020 · Amount on Record
Prior SaleNov 29, 2011 · Amount on Record
Deed Document Number2020235645
Deed Book / Page1854 / 948
Prior Transfer DateNov 23, 2011
Prior Transfer Doc0001533595
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateAug 3, 2020
Property Address778 RAYBURN RD, COVINGTON, TN 38019-4655
Document Number0001854948
Book / Page1854 / 948
Instrument DateJul 31, 2020
Instrument235645
Transaction TypeTransfer
Record UpdatedJul 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$470.64
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address778 RAYBURN RD, COVINGTON, TN 38019-4655

Mortgage

Document Number0000235646
DateAug 3, 2020
Instrument235646
Lender
NameCME LENDING GROUP LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$600.00 (+6.38%)$39,425 (-) Land $5,275 Building $34,150
2023$39,425 Land $5,275 Building $34,150
2022$564.00
2020$157,700 Land $21,100 Building $136,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2010–2025)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Aeneas Communications
Fiber
1,000 / 1,000

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