Monmouth County and Aberdeen Township property record for 778 Prospect Ave, Keyport, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 852 sqft · built 1950 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,007 (Feb 2020) |
| Tax Bill | $6,667 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Feb 2020 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00323-0000-00003 |
| Primary APN | 01-00323-0000-00003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 852 sqft Living Area |
| 1st Floor Area | 852 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,200 sqft (0.211 acres) |
| Lot Dimensions | 100 ft deep x 92 ft wide |
| Garage Type | Carport |
| Garage Area | 200 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Deck Area | 42 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 778 PROSPECT AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | CLIFFWOOD BEACH SEC 01 |
| Legal Block | 323 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | ABERDEEN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 802500 |
778 Prospect Ave is owned by an individual who bought it in February 2020.
Source: Monmouth County and Aberdeen Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 MOHAWK PL, LAKEWOOD, NJ 08701-1140 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2020 | Grant Deed, Transfer UNITED WHOLESALE MTG |
| Feb 6, 2020 | Grant Deed, Transfer BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Sep 23, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Feb 15, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 15, 2018 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2020 · Amount on File |
| Deed Sale | Feb 6, 2020 · Amount on File |
| Prior Sale | Sep 23, 2019 · Amount on File |
| Deed Document Number | 202014291 |
| Deed Book / Page | 9395 / 5916 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 11, 2020 |
| Property Address | 778 PROSPECT AVE, KEYPORT, NJ 07735-5437 |
| Document Number | 0000028455 |
| Book / Page | 009402 / 003112 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 28455 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2020 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 778 PROSPECT AVE KEYPORT NJ 077355437, KEYPORT, NJ 07735-5437 |
| Document Number | 28456 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 009402/003129 |
| Instrument | 28456 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 10, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 6, 2020 |
| Property Address | 778 PROSPECT AVE, KEYPORT, NJ 07735-5437 |
| Document Number | 0000014291 |
| Book / Page | 009395 / 005916 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 14291 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2020 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $167.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 44 MOHAWK PL LAKEWOOD NJ 087011140, LAKEWOOD, NJ 08701-1140 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 23, 2019 |
| Property Address | 778 PROSPECT AVE, KEYPORT, NJ 07735-5437 |
| Document Number | 0000088735 |
| Book / Page | 009370 / 000444 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 88735 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 778 PROSPECT AVE, KEYPORT, NJ 07735-5437 |
| Document Number | 0000036399 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2018 |
| Name | Verified Name |
|---|---|
| Address | 778 PROSPECT AVE KEYPORT NJ 077355437, KEYPORT, NJ 07735-5437 |
| Document Number | 0000036399 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 009282/004624 |
| Instrument | 36399 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 12, 2043 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 778 PROSPECT AVE, KEYPORT, NJ 07735-5437 |
| Document Number | 0000037204 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 778 PROSPECT AVE KEYPORT NJ 077355437, KEYPORT, NJ 07735-5437 |
| Document Number | 0000037204 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 009282/008496 |
| Instrument | 37204 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2048 |
| Rate | 4.25% |
|---|
The 2025 property tax bill for 778 Prospect Ave was $6,667, up 10.8% from the year before.
Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Aberdeen Township |
| Unified School District | Matawan-Aberdeen Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,500 (+9.38%) Land $282,400 Building $86,100 | $368,500 (+9.38%) Land $282,400 Building $86,100 | |
| 2025 | $6,667.00 (+10.78%) | $336,900 Land $251,600 Building $85,300 | $336,900 Land $251,600 Building $85,300 |
| 2024 | $6,018.00 | ||
| 2023 | $247,400 Land $171,300 Building $76,100 | $247,400 Land $171,300 Building $76,100 | |
| 2022 | $5,535.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 778 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 778 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ABERDEEN - CLIFFWOOD/CLIFFWOOD BEACH serves 6,775 people · EPA ID NJ1330002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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