778 Opie Ct, San Jose, CA 95133 Property Records

Santa Clara County property record for 778 Opie Ct, San Jose, CA 95133

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,865 sqft · built 2015
Lot Size0.061 acres (2,659 sqft)
OwnerIndividual Name on File
Last Sale$1,376,000 (Aug 2024)
Tax Bill$19,985 (2025)
Deeds & MortgagesNov 2025 Mortgage
Aug 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN254-87-003

Property Details

APN / Parcel Number

Primary APN254-87-003

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,865 sqft Living Area
1st Floor Area1,865 sqft

Exterior

Year BuiltBuilt 2015
Architectural StyleOther
Construction TypeWood
Lot Area2,659 sqft (0.061 acres)
Garage Area353 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address778 OPIE CT
CitySAN JOSE
StateCA
Zip95133-1788
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionTR 10225 LOT 3
Legal Tract10225
Legal Lot Number3
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1006
Census Tract503708

Owner

778 Opie Ct is owned and occupied by an individual who bought it in August 2024.

Source: Santa Clara County records, as of October 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address778 OPIE CT, SAN JOSE, CA 95133-1788
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Aug 11, 2021Intrafamily Transfer, Transfer
Nov 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
Nov 16, 2018Grant Deed, Transfer · Conventional Mortgage
CITIBANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2024 · Amount on File
Deed SaleAug 7, 2024 · Amount on File
Prior SaleAug 11, 2021
Deed Document Number25681089
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address778 OPIE CT, SAN JOSE, CA 95133-1788
Transaction TypeMortgage
Record UpdatedNov 28, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address778 OPIE CT, SAN JOSE, CA 95133-1788

Mortgage

Document Number0025905111
DateNov 18, 2025
Instrument25905111
Lender
NameBANK OF AMERICA NA
TypeBank
Address101 SOUTH TRYON STREET, CHARLOTTE, NC 28280
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.62%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.6%
IndexOther
Max Rate10.6%

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateAug 11, 2021
Property Address778 OPIE CT, SAN JOSE, CA 95133-1788
Document Number0025061966
Map ReferenceMB 874 PG 49-52
Instrument DateJul 29, 2021
Instrument25061966
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address778 OPIE CT, SAN JOSE, CA 95133-1788
InvestorPossibly a Property Investor

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address778 OPIE CT, SAN JOSE, CA 95133-1788
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address778 OPIE CT, SAN JOSE, CA 95133-1788

Mortgage

Document Number0024689930
DateNov 5, 2020
Instrument24689930
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address778 OPIE CT, SAN JOSE, CA 95133-1788
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024265755
DateAug 28, 2019
Instrument24265755
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateNov 16, 2018
Property Address778 OPIE CT, SAN JOSE, CA 95133-1788
Document Number0024065506
Map ReferenceMB874 PG49-52
Instrument DateNov 9, 2018
Instrument24065506
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyCHICAGO TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address778 OPIE CT, SAN JOSE, CA 95133-1788

Mortgage

Document Number0024065507
DateNov 16, 2018
Instrument24065507
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 778 Opie Ct was $19,985 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictAlum Rock Union Elementary School District (KG - 08)
Secondary School DistrictEast Side Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$19,985.00 Homeowner's exemption$1,375,555 Land $1,031,600 Building $343,955
2023$16,466.00 (+2.03%)$1,099,003 Land $536,099 Building $562,904
2022$16,138.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 778 Opie Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 778 Opie Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Sail Internet
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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