Hampden County and Wilbraham Town property record for 778 Main St, Wilbraham, MA 01095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,375 sqft · built 1974 |
| Lot Size | 0.905 acres (39,420 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,120 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MAP 83 |
| Primary APN | MAP 83 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,375 sqft Living Area |
| Gross Area | 3,002 sqft |
| 1st Floor Area | 1,375 sqft |
| Basement Area | 725 sqft |
| Unfinished Basement | 725 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 39,420 sqft (0.905 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | MAP 83 |
|---|---|
| Street Address | 778 MAIN ST |
| City | WILBRAHAM |
| State | MA |
| Zip | 01095-2652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R26 |
| Legal Subdivision | HIGHMANOR DRIVE |
| Legal Block | 662 |
| Legal Lot Number | 2855 |
| Jurisdiction | WILBRAHAM MA |
| Township / Civil Division | WILBRAHAM |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 813602 |
778 Main St is owned and occupied by two individuals.
Source: Hampden County and Wilbraham Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 778 MAIN ST, WILBRAHAM, MA 01095-2652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILBRAHAM MA |
| Property Address | 778 MAIN ST, WILBRAHAM, MA 01095-2652 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024447-48 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 24447/48 |
| Instrument | 15359 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 778 Main St was $7,120, up 2.9% from the year before.
Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Wilbraham Town |
| Unified School District | Hampden-Wilbraham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,120.00 (+2.92%) | $408,000 (+5.45%) Land $85,900 Building $322,100 | $396,222 (-18.36%) |
| 2025 | $6,918.00 (+0.96%) | $386,900 (+4.45%) Land $85,900 Building $301,000 | $485,355 (-0.2%) |
| 2024 | $6,852.00 (+4.96%) | $370,400 (+6.1%) Land $85,900 Building $284,500 | $486,305 |
| 2023 | $6,528.00 | $349,100 Land $85,900 Building $263,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 778 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 778 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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