778 Lansmere Ave, Elgin, IL 60124 Property Records

Kane County property record for 778 Lansmere Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,500 (Dec 2022)
Tax Bill	$13,831 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-01-351-008`

Property Details

APN / Parcel Number

Primary APN	`05-01-351-008`

Exterior

Lot Area	13,939 sqft (0.32 acres)

Location & Zoning

Street Address	778 LANSMERE AVE
City	ELGIN
State	IL
Zip	60124-5741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND WOODS NEIGHBORHOOD J LT 825
Legal Subdivision	HIGHLAND WOODS
Legal Block	2
Legal Lot Number	825
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2032
Census Tract	850711

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	778 LANSMERE AVE, ELGIN, IL 60124-5741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Prior Sale	Mar 11, 2022 · Amount on Record
Deed Document Number	202260577
Record Updated	Sep 20, 2026

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 30, 2022
Property Address	778 LANSMERE AVE, ELGIN, IL 60124-5741
Document Number	0000060577
Map Reference	DOC 2008K015394
Instrument Date	Dec 16, 2022
Instrument	2022K060577
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2023
Title Company	PGA TITLE INC, PGP TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 E GOLF RD # RD300, RD300, SCHAUMBURG, IL 60173-5834

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	778 LANSMERE AVE, ELGIN, IL 60124-5741

Mortgage

Document Number	0000060578
Date	Dec 30, 2022
Instrument	2022K060578

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2038

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,831.00 (+8,035.88%) Homeowner's exemption
2024		$175,319 (+9,650.78%) Land $30,412 Building $144,907	$526,167 (+9,654.67%) Land $91,273 Building $434,895
2022	$170.00 (-0.58%)	$1,798 (+3.51%) Land $1,798	$5,394 (+3.51%) Land $5,394
2021	$171.00	$1,737 Land $1,737	$5,211 Land $5,211

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20