Brevard County property record for 778 John Carroll Ln, Melbourne, FL 32904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 1981 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,000 (Jan 2020) |
| Tax Bill | $3,774 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-08-51-*-94 |
| Primary APN | 28-37-08-51-*-94 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| Gross Area | 1,896 sqft |
| 1st Floor Area | 1,336 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 107 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 32 sqft |
| Patio Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2822612 |
|---|---|
| Street Address | 778 JOHN CARROLL LN |
| City | MELBOURNE |
| State | FL |
| Zip | 32904-7533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | CLEMENTS WOOD PHASE 2 LOT 94 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 08 |
| Legal Subdivision | CLEMENTS WOOD PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 94 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 65022 |
778 John Carroll Ln is owned and occupied by an individual who acquired it in February 2024.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 778 JOHN CARROLL LN, MELBOURNE, FL 32904-7533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Feb 1, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 2, 2020 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2020 · Amount on File |
| Deed Sale | Jan 2, 2020 · Amount on File |
| Prior Sale | Sep 19, 2014 · Amount on File |
| Deed Document Number | 2020793 |
| Deed Book / Page | 8628 / 1693 |
| Last Transfer Date | Feb 1, 2024 |
| Transfer Doc | 0099821943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 778 JOHN CARROLL LN, WEST MELBOURNE, FL 32904-7533 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 778 JOHN CARROLL LN, WEST MELBOURNE, FL 32904-7533 |
| Document Number | 0093351215 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 9335/1215 |
| Instrument | 2021307196 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Jan 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Feb 1, 2024 |
| Property Address | 778 JOHN CARROLL LN, WEST MELBOURNE, FL 32904-7533 |
| Document Number | 0099821943 |
| Book / Page | 9982 / 1943 |
| Map Reference | MB 25 PG 100 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 2024020848 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 778 JOHN CARROLL LN, WEST MELBOURNE, FL 32904-7533 |
| Name | Verified Name |
|---|---|
| Address | 778 JOHN CARROLL LN, WEST MELBOURNE, FL 32904-7533 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jan 2, 2020 |
| Property Address | 778 JOHN CARROLL LN, WEST MELBOURNE, FL 32904-7533 |
| Document Number | 0086281693 |
| Book / Page | 008628 / 001693 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 793 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,414.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 778 JOHN CARROLL LN WEST MELBOURNE FL 329047533, WEST MELBOURNE, FL 32904-7533 |
| Document Number | 86281694 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 008628/001694 |
| Instrument | 794 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 778 John Carroll Ln was $3,774, up 75.7% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | West Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,620 (+1.71%) | $265,620 (+1.71%) | |
| 2025 | $3,774.00 (+75.7%) | $261,160 | $261,160 |
| 2024 | $2,148.00 (+1.8%) | ||
| 2023 | $2,110.00 (+7.65%) Homeowner's exemption | $174,150 (+3%) | $259,770 (+6.29%) Land $75,000 Building $184,770 |
| 2022 | $1,960.00 Homeowner's exemption | $169,080 | $244,400 Land $70,000 Building $174,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 778 John Carroll Ln in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 71 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 25 (1994–2024) |
| Claims Outside the SFHA | 25 of 25 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 778 John Carroll Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST MELBOURNE WTR SYS(CONSEC) serves 30,443 people · EPA ID FL3051460 |
|---|---|
| Water Source | Purchased surface water from CITY OF MELBOURNE |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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