Essex County and Swampscott Town property record for 778 Humphrey St, Swampscott, MA 01907
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,840 sqft · built 1975 |
| Lot Size | 0.351 acres (15,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $336,000 (Sep 1997) |
| Tax Bill | $11,216 (2026) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SWAM M:0022 B:0059 L:0 |
| Primary APN | SWAM M:0022 B:0059 L:0 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,840 sqft Living Area |
| Gross Area | 5,008 sqft |
| Basement Area | 1,360 sqft |
| Unfinished Basement | 1,360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,272 sqft (0.351 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 778 HUMPHREY ST |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-2340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N/A |
| Legal Subdivision | SWAMPSCOTT |
| Legal Block | 59 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 202200 |
778 Humphrey St is owned by two individuals who bought it in September 1997.
Source: Essex County and Swampscott Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 4018, PEABODY, MA 01961-4018 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 1997 · Amount on File |
| Deed Sale | Sep 15, 1997 · Amount on File |
| Prior Sale | Oct 31, 1996 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 778 HUMPHREY ST, SWAMPSCOTT, MA 01907-2340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37320-40 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 37320/40 |
| Instrument | 20190208002430 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 778 Humphrey St was $11,216, up 4.8% from the year before.
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,216.00 (+4.76%) | $934,700 (+0.14%) Land $396,800 Building $537,900 | $1,244,062 (+8.19%) |
| 2025 | $10,706.00 | $933,400 Land $396,800 Building $536,600 | $1,149,880 |
| 2023 | $9,933.00 | $846,100 Land $355,400 Building $490,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 778 Humphrey St in Zone X, an area of minimal flood risk, though there have been 122 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 122 (1978–2018) |
| Claims Outside the SFHA | 23 of 122 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 778 Humphrey St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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