Grainger County property record for 778 Howell River Rd, Rutledge, TN 37861
| Property Type | Mobile Home |
|---|---|
| Details | 1,680 sqft · built 2003 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,900 (May 2023) |
| Tax Bill | $369 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029088 00407 |
| Primary APN | 029088 00407 |
|---|---|
| Alternative APN |
|
| Building Area | 1,680 sqft Living Area |
|---|---|
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 60,984 sqft (1.4 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Connected |
| Street Address | 778 HOWELL RIVER RD |
|---|---|
| City | RUTLEDGE |
| State | TN |
| Zip | 37861-4313 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: G01 |
| Legal Subdivision | SMOKEY SHOALS |
| Legal Lot Number | 6 |
| Jurisdiction | GRAINGER TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 500200 |
778 Howell River Rd, a mobile home, is owned and occupied by two individuals who bought it in May 2023.
Source: Grainger County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 778 HOWELL RIVER RD, RUTLEDGE, TN 37861-4313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2023 · Amount on File |
| Deed Sale | May 18, 2023 · Amount on File |
| Prior Sale | Feb 28, 2013 · Amount on File |
| Deed Document Number | 20231327 |
| Deed Book / Page | 415 / 14 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | May 18, 2023 |
| Property Address | 778 HOWELL RIVER RD, RUTLEDGE, TN 37861-4313 |
| Document Number | 0000001327 |
| Book / Page | 415 / 14 |
| Map Reference | CAB 4 SL 161 |
| Instrument Date | May 10, 2023 |
| Instrument | 23001327 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | LAKEWAY TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $851.62 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 778 HOWELL RIVER RD, RUTLEDGE, TN 37861-4313 |
| Document Number | 0000001328 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 23001328 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 778 Howell River Rd was $369.
Source: Grainger County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grainger County |
| Unified School District | Grainger County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $369.00 | $15,700 (-) Land $3,400 Building $12,300 | |
| 2024 | $369.00 | $15,700 (-) Land $3,400 Building $12,300 | |
| 2023 | $369.00 (+2.22%) | $15,700 (-) Land $3,400 Building $12,300 | |
| 2022 | $361.00 | $15,700 Land $3,400 Building $12,300 | |
| 2021 | $62,800 Land $13,600 Building $49,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 778 Howell River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 778 Howell River Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 73% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUTTRELL-BLAINE-CORRYTON U.D. serves 10,529 people · EPA ID TN0000415 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Trilight Fiber | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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