778 Hcr 1430, Covington, TX 76636 Property Records

Hill County property record for 778 Hcr 1430, Covington, TX 76636

Property Summary

Property Type	Rural Home
Details	2 ba · 1,400 sqft
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,240 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16010-93200-90393-002000`

Property Details

APN / Parcel Number

Primary APN	`16010-93200-90393-002000`
Alternative APN	`377394`

Interior

Full Baths	2 Baths
Building Area	1,400 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	1,400 sqft

Exterior

Roof Type	Gable
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16010-93200-90393-002000
Street Address	778 HCR 1430
City	COVINGTON
State	TX
Zip	76636-4553
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W WEATHEREAD A-932 TR 39C-2 2.00 AC
Legal Subdivision	W WEATHEREAD A-
Legal Tract	39C-2
Jurisdiction	HILL TX
Township / Civil Division	BLUM
Census Block Group	1
Census Block	1034
Census Tract	960200

Owner

778 Hcr 1430, a rural home, is owned and occupied by two individuals who acquired it in November 2006.

Source: Hill County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	778 HCR 1430, COVINGTON, TX 76636-4553
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Jul 3, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage NEW PENN FINANCIAL LLC
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit ASPIRE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 7, 2006
Transfer Doc	001451/685
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	778 HCR 1430, COVINGTON, TX 76636-4553
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001895/061
Date	Jan 25, 2017
Book Page	1895/061
Instrument	00086061

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2037

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	778 HCR 1430, COVINGTON, TX 76636-4553
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002009/317
Date	Jul 3, 2019
Book Page	2009/317
Instrument	00105820

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2039

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	778 HCR 1430, COVINGTON, TX 76636-4553
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	UNKNOWN, SST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002222/311
Date	Oct 14, 2022
Book Page	2222/311
Instrument	141404

Lender

Name	ASPIRE BANK
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 778 Hcr 1430 was $3,240 with a homeowner's exemption, up 198.3% from the year before.

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,240.00 (+198.34%)	$185,740 (+1.39%) Land $32,000 Building $153,740	$185,740 (+1.39%) Land $32,000 Building $153,740
2025	$1,086.00 Homeowner's exemption	$183,200 Land $32,000 Building $151,200	$183,200 Land $32,000 Building $151,200
2023		$166,900 Land $27,000 Building $139,900	$166,900 Land $27,000 Building $139,900
2022	$826.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 778 Hcr 1430 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2000–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 778 Hcr 1430 is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 82% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODROW OSCEOLA WSC BLANTON WELL PLANT 1 serves 2,526 people · EPA ID TX1090025
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	500 / 100
Nextlink Fixed Wireless	100 / 20

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