778 Griswold Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 778 Griswold Rd, Jay, FL 32565 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage2,494 sqft Living Area
Lot Size217,800 sqft (5 acres)
OccupancyOwner Occupied
Last Sale$720,000 (2025)
Tax Bill$2,847.00 (2024)

Owner

Source: Santa Rosa County records · APN 12-3N-30-0000-00501-0000

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6454 MAGNOLIA ST, MILTON, FL 32570-3683
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2024Deed of Trust, Mortgage · Stand Alone Second Mortgage
PEN AIR FCU
Dec 30, 2025Warranty Deed, Transfer · Veterans Administration Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
May 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
PEN AIR FCU
Sep 10, 2020Deed of Trust, Mortgage · Stand Alone Second Mortgage
PEN AIR FEDERAL CU
Feb 07, 2020Deed of Trust, Construction Loan · Building or Construction Mortgage
KENNETH S JR BAXLEY
Oct 24, 2017Warranty Deed, Transfer · Conventional Mortgage
SANTA ROSA COUNTY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 30, 2025 · Amount on Record
Deed SaleDec 30, 2025 · Amount on Record
Prior SaleOct 24, 2017 · Amount on Record
Deed Doc Number202560380
Deed Book / Page4693 / 1223
Record RefreshedSep 20, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address778 GRISWOLD RD, JAY, FL 32565-7371
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address778 GRISWOLO RD, JAY, FL 32565-7371

Mortgage

Document Number0045610074
DateNov 12, 2024
Book Page4561/74
Instrument202451035
Lender
NamePEN AIR FCU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueNov 27, 2044

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 30, 2025
Property Address778 GRISWOLD RD, JAY, FL 32565-7371
Document Number0046931223
Book / Page4693 / 1223
Instrument DateDec 29, 2025
Instrument202560380
Transaction TypeTransfer
Record UpdatedFeb 03, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,040.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address778 GRISWOLD RD, JAY, FL 32565-7371

Transferred To (Grantee/Buyer)

NameVerified Name
Address6454 MAGNOLIA ST, MILTON, FL 32570-3683

Mortgage

Document Number0046931225
DateDec 30, 2025
Instrument4693/1225
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address778 GRISWOLD RD, JAY, FL 32565-7371
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039470914
DateMay 05, 2020
Book Page3947/914
Instrument202021333
Lender
NamePEN AIR FCU
TypeCredit Union
AddressPENSACOLA, FL 32504
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address778 GRISWOLD RD, JAY, FL 32565-7371
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address778 GRISWOLD RD, JAY, FL 32565-7371

Mortgage

Document Number0040011749
DateSep 10, 2020
Book Page4001/1749
Instrument202046756
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueSep 12, 2040

February 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Recording DateFeb 07, 2020
Property Address778 GRISWOLD RD, JAY, FL 32565-7371
Document Number0039161580
Book / Page003916 / 001580
Instrument DateJan 31, 2020
Instrument6032
Transaction TypeConstruction Loan
Record UpdatedMar 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
AddressGRISWOLD RD JAY FL 32565, JAY, FL 32565

Mortgage

Document Number39161580
DateFeb 07, 2020
Book Page003916/001580
Instrument6032
Lender
NameKENNETH S JR BAXLEY
Address3770 GORDON LAND RD, MILTON, FL 32570-8415
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 06, 2021

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 24, 2017
Property Address778 GRISWOLD RD, JAY, FL 32565-7371
Document Number0036721759
Book / Page3672 / 1759
Instrument DateOct 20, 2017
Instrument201744374
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3355 GLADEWOOD LN, 3355, MILTON, FL 32571-9563

Transferred To (Grantee/Buyer)

NameVerified Name
Address2760 BROOK FOREST WAY, JAY, FL 32565-9469

Mortgage

Document Number0201744375
DateOct 24, 2017
Instrument201744375
Lender
NameSANTA ROSA COUNTY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueOct 20, 2029

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$325,127 (+18.68%)$413,022 (+10.83%) Land $92,000 Building $321,022
2024$2,847.00 (+1.75%) Homeowner's exemption$273,955 (+3%)$372,651 (+7.75%) Land $100,000 Building $272,651
2023$2,798.00 (+2.27%) Homeowner's exemption$265,976 (+3%)$345,838 (+6.21%) Land $76,000 Building $269,838
2022$2,736.00 Homeowner's exemption$258,229$325,602 Land $56,000 Building $269,602

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,075 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN12-3N-30-0000-00501-0000
Alternative APN
  • N303120000005010000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,494 sqft Living Area
Gross Area5,602 sqft Gross Area
1st Floor2,494 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area217,800 sqft (5 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area1,800 sqft Garage
Porch Area732 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address778 GRISWOLD RD
CityJAY
StateFL
Zip32565-7371
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTHE S2 OF NW4 OF SE4 OF NE4 AS DES IN PART IN OR 3672 PG 1759 (IN OR 3685 PG 1155 DEEDED BACK THE SW4 OF SE4 OF NE4 TO #5)
Legal Range30W
Legal Township3N
Legal Section12
JurisdictionSANTA ROSA FL
Minor Civil DivisionALLENTOWN
Census Blockgroup4
Census Block4029
Census Tract10200

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Nearby Streets

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