Walton County property record for 778 Forest Shore Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,574 sqft · built 1987 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Trust Names on File |
| Deeds & Mortgages | Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-2S-21-42320-00K-0310 |
| Primary APN | 29-2S-21-42320-00K-0310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,574 sqft Living Area |
| Gross Area | 2,662 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Dimensions | 11.7 ft deep x 9.3 ft wide |
| Garage Type | Finished |
| Garage Area | 513 sqft |
| Porch | Porch |
| Porch Area | 175 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1063359 |
|---|---|
| Street Address | 778 FOREST SHORE DR |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-3960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 BLK K HOLIDAY SHORES EST 3RD ADD PB 4-26 OR 3297-4548 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 29 |
| Legal Subdivision | HOLIDAY SHORES EST 3RD ADD |
| Legal Block | K |
| Legal Lot Number | 31 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950608 |
778 Forest Shore Dr is owner-occupied and held in a trust since August 2023.
Source: Walton County records, as of December 17, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 778 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3960 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Transfer Date | Aug 3, 2023 |
| Transfer Doc | 0032974548 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 3, 2023 |
| Property Address | 778 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3960 |
| Document Number | 0032974548 |
| Book / Page | 3297 / 4548 |
| Map Reference | MB 4 PG 26A |
| Instrument Date | Jul 18, 2023 |
| Instrument | 20230027778 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 778 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3960 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 778 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3960 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $364,804 Land $163,400 Building $201,404 | $364,804 Land $163,400 Building $201,404 | |
| 2023 | Homeowner's exemption | $366,536 (+1.8%) Land $85,000 Building $281,536 | $366,536 (+1.8%) Land $85,000 Building $281,536 |
| 2022 | Homeowner's exemption | $360,047 Land $76,688 Building $283,359 | $360,047 Land $76,688 Building $283,359 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 778 Forest Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 778 Forest Shore Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wildstar Networks.
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