778 Finwood Ct, Elyria, OH 44035 Property Records

Lorain County property record for 778 Finwood Ct, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,521 sqft · built 1957
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Jul 2020)
Tax Bill	$4,213 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-030-104-013`

Property Details

APN / Parcel Number

Primary APN	`06-23-030-104-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
1st Floor Area	1,521 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Deck Area	276 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	778 FINWOOD CT
City	ELYRIA
State	OH
Zip	44035-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33-06-035 -052-00
Legal Subdivision	BRACE TRACT
Legal Tract	23
Legal Block	104
Legal Lot Number	30
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3000
Census Tract	70102

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	778 FINWOOD CT, ELYRIA, OH 44035-1616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Warranty Deed, Transfer HOWARD HANNA MTG SVCS
Jul 16, 2020	Warranty Deed, Transfer MILLER HOME TITLE
Nov 26, 2019	Deed of Trust, Mortgage · Line of Credit LORMET CMNTY FCU
Aug 15, 2017	Deed of Trust, Mortgage · Line of Credit LORMET CMNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Feb 28, 2003
Deed Document Number	2020003892
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 16, 2020
Property Address	778 FINWOOD CT, ELYRIA, OH 44035-1616
Document Number	0000769484
Instrument Date	Jul 14, 2020
Instrument	769484
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Tax	$42.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 FINWOOD CT ELYRIA OH 440351616, ELYRIA, OH 44035-1616

Mortgage

Document Number	769485
Date	Jul 16, 2020
Instrument	769485

Lender

Name	HOWARD HANNA MTG SVCS
Type	Mortgage Company
Address	PITTSBURGH, PA 15238

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 16, 2020
Property Address	778 FINWOOD CT, ELYRIA, OH 44035-1616
Document Number	0000769484
Instrument Date	Jul 14, 2020
Instrument	769484
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Tax	$42.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 FINWOOD CT ELYRIA OH 440351616, ELYRIA, OH 44035-1616

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	778 FINWOOD CT, ELYRIA, OH 44035-1616
Document Number	0000740287
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 FINWOOD CT ELYRIA OH 440351616, ELYRIA, OH 44035-1616

Mortgage

Document Number	0000740287
Date	Nov 27, 2019
Instrument	740287

Lender

Name	LORMET CMNTY FCU
Type	Credit Union
Address	AMHERST, OH 44001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 26, 2039

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	778 FINWOOD CT, ELYRIA, OH 44035-1616
Document Number	0000640496
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	778 FINWOOD CT ELYRIA OH 440351616, ELYRIA, OH 44035-1616

Mortgage

Document Number	0000640496
Date	Aug 15, 2017
Instrument	640496

Lender

Name	LORMET CMNTY FCU
Type	Credit Union
Address	AMHERST, OH 44001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 14, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,213.00	$89,380 (+0.01%) Land $17,330 Building $72,050	$255,350 (-) Land $49,500 Building $205,850
2024	$4,213.00 (+57.91%)	$89,373 (+82.64%) Land $17,325 Building $72,048	$255,350 (+82.64%) Land $49,500 Building $205,850
2023	$2,668.00 (+0.34%)	$48,934 (+0.01%) Land $19,191 Building $29,743	$139,810 (-) Land $54,830 Building $84,980
2022	$2,659.00	$48,930 Land $19,190 Building $29,740
2021			$139,810 Land $54,830 Building $84,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Verizon.

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