Oakland County property record for 778 Elderberry Ct, Commerce Township, MI 48390
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3.5 ba · 4,113 sqft · built 2003 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $832,500 (Oct 2025) |
| Tax Bill | $6,972 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-15-403-027 |
| Primary APN | E-17-15-403-027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,113 sqft Living Area |
| 1st Floor Area | 2,519 sqft |
| Basement Area | 1,792 sqft |
| Unfinished Basement | 1,792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 907 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 62 sqft |
| Deck Area | 44 sqft |
| Patio Area | 581 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 778 ELDERBERRY CT |
|---|---|
| City | WALLED LAKE |
| State | MI |
| Zip | 48390-1287 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | KI |
| Legal Description | T2N, R8E, SEC 15 OAKLAND COUNTY CONDOMINIUM PLAN NO 1405 SHORES OF GLENWOOD UNIT 27 L 24472 P 531 1-14-02 FR 380-006 & 007 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 01 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 27 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 134300 |
778 Elderberry Ct, a condominium, is owned and occupied by two individuals who bought it in October 2025.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3490 BUSS DR, COMMERCE TOWNSHIP, MI 48390-1212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE CORP |
| Mar 20, 2018 | Intrafamily Transfer, Transfer |
| Jun 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage ROSS MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on File |
| Deed Sale | Oct 23, 2025 · Amount on File |
| Prior Sale | Jun 21, 2017 · Amount on File |
| Deed Document Number | 2025135645 |
| Deed Book / Page | 60650 / 794 |
| Prior Transfer Date | Mar 16, 2018 |
| Prior Transfer Doc | 0000041920 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 23, 2025 |
| Property Address | 778 ELDERBERRY CT, COMMERCE TOWNSHIP, MI 48390-1287 |
| Document Number | 0000135645 |
| Book / Page | 60650 / 794 |
| Map Reference | LB 24472 PG 531-588 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 135645 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,243.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2575 CRYSTAL LAKE DR, COMMERCE TWP, MI 48382-4276 |
| Name | Verified Name |
|---|---|
| Address | 778 ELDERBERRY CT, COMMERCE TOWNSHIP, MI 48390-1287 |
| Document Number | 0060672839 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 60672/839 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 778 ELDERBERRY CT, COMMERCE TOWNSHIP, MI 48390-1287 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000081976 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 54122/180 |
| Instrument | 81976 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 20, 2018 |
| Property Address | 778 ELDERBERRY CT, COMMERCE TOWNSHIP, MI 48390-1287 |
| Document Number | 0000041920 |
| Book / Page | 51644 / 00631 |
| Map Reference | LB 24472 PG 531 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 41920 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 778 ELDERBERRY CT, WALLED LAKE, MI 48390-1287 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 21, 2017 |
| Property Address | 778 ELDERBERRY CT, COMMERCE TOWNSHIP, MI 48390-1287 |
| Document Number | 0000119250 |
| Book / Page | 50787 / 00693 |
| Map Reference | LB24472 PG531-58 |
| Instrument Date | May 25, 2017 |
| Instrument | 119250 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,770.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 778 ELDERBERRY CT, 778, WALLED LAKE, MI 48390-1287 |
| Name | Verified Name |
|---|---|
| Address | 3440 GLENVIEW CT, COMMERCE TOWNSHIP, MI 48382-2193 |
| Document Number | 0000119264 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 119264 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 778 Elderberry Ct was $6,972 with a homeowner's exemption, down 34.7% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,972.00 (-34.71%) Homeowner's exemption | $378,060 (+7.15%) | $756,120 (+7.15%) |
| 2024 | $10,679.00 (+6.64%) Homeowner's exemption | $352,840 (+4.88%) | $705,680 (+4.88%) |
| 2023 | $10,014.00 Homeowner's exemption | $336,410 | $672,820 |
| 2021 | $9,359.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 778 Elderberry Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 778 Elderberry Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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