778 E State St, Trenton, NJ 08609 Property Records

Mercer County and Trenton City property record for 778 E State St, Trenton, NJ 08609

Property Summary

Property Type	Single Family Home
Details	1,284 sqft · built 1891
Lot Size	0.034 acres (1,498 sqft)
Owner	Individual Name on File
Last Sale	$137,500 (Dec 2021)
Tax Bill	$3,693 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-12601-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`11-12601-0000-00007`
Alternative APNs	`110010200018` `10315000`

Interior

Stories	3 Stories
Building Area	1,284 sqft Living Area

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,498 sqft (0.034 acres)
Lot Dimensions	100 ft deep x 15 ft wide

Location & Zoning

Account Number	10315000
Street Address	778 E STATE ST
City	TRENTON
State	NJ
Zip	08609-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BB
Legal Subdivision	TRENTON CITY END SCHEDULE A
Legal Block	12601
Legal Lot Number	7
Jurisdiction	MERCER NJ
Township / Civil Division	TRENTON
Census Block Group	4
Census Block	4008
Census Tract	2100

Owner

778 E State St is owned and occupied by an individual who bought it in December 2021.

Source: Mercer County and Trenton City records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	778 E STATE ST, TRENTON, NJ 08609-1410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage NEIGHBORHOOD ASSISTANCE CORPORATION OF A
Dec 16, 2021	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Aug 31, 2020	Grant Deed, Transfer MONARCH TITLE AGENCY INC, MONARCH TITLE AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Aug 31, 2020 · Amount on File
Deed Document Number	202174240
Deed Book / Page	6468 / 72
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	778 E STATE ST, TRENTON, NJ 08609-1410
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY NJ DIV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075134
Date	Dec 21, 2021
Book Page	11696/325
Instrument	2021075134

Lender

Name	NEIGHBORHOOD ASSISTANCE CORPORATION OF A
Type	Government Agency
Address	ROXBURY, MA 02119

Agreement

Type	Stand-Alone First Mortgage

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Dec 16, 2021
Property Address	778 E STATE ST, TRENTON, NJ 08609-1410
Document Number	0000074240
Book / Page	6468 / 72
Instrument Date	Sep 7, 2021
Instrument	2021074240
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY NJ DIV

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 ELMER ST, 413, TRENTON, NJ 08611-1205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 E STATE ST, TRENTON, NJ 08609-1410

Mortgage

Document Number	0000074241
Date	Dec 16, 2021
Instrument	2021074241

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCER NJ
Recording Date	Aug 31, 2020
Property Address	778 E STATE ST, TRENTON, NJ 08609-1410
Document Number	0000036683
Book / Page	006412 / 000654
Instrument Date	Aug 3, 2020
Instrument	36683
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	MONARCH TITLE AGENCY INC, MONARCH TITLE AGCY INC

Transaction

Amount	Amount on Record
Tax	$31.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 E STATE ST TRENTON NJ 086091410, TRENTON, NJ 08609-1410

Tax Assessment & Valuation

The 2025 property tax bill for 778 E State St was $3,693, up 1.5% from the year before.

Source: Mercer County and Trenton City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
Municipality	Trenton City
Unified School District	Trenton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,700 (-) Land $5,400 Building $57,300	$62,700 (-) Land $5,400 Building $57,300
2025	$3,693.00 (+1.54%)	$62,700 Land $5,400 Building $57,300	$62,700 Land $5,400 Building $57,300
2024	$3,637.00
2023		$62,700 Land $5,400 Building $57,300	$62,700 Land $5,400 Building $57,300
2022	$2,057.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 778 E State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 778 E State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 837 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

Nearby Properties on E State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures