778 E David St, West Point, NE 68788 Property Records

Cuming County property record for 778 E David St, West Point, NE 68788

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1970
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$68,000 (Sep 2020)
Tax Bill	$1,157 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2020 Mortgage + 2 more
APN	`0012050.00`

Property Details

APN / Parcel Number

Primary APN	`0012050.00`
Alternative APN	`0000-00-0-30135-005-0018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,012 sqft
Finished Basement	231 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Type	Basement
Driveway	Concrete Driveway
Driveway Area	600 sqft
Deck Area	24 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	778 E DAVID ST
City	WEST POINT
State	NE
Zip	68788-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	SCHINSTOCKS ADD, LTS 41-42 & E 10' OF LT 40, BLK 5, WPC
Legal Subdivision	SCHINSTOCK ADD
Legal Block	5
Legal Lot Number	40-42
Jurisdiction	CUMING NE
Township / Civil Division	WEST POINT
Census Block Group	3
Census Block	3013
Census Tract	972800

Owner

Source: Cuming County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	778 E DAVID ST, WEST POINT, NE 68788-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK LEXINGTON
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
Sep 8, 2020	Quit Claim Deed, Transfer Quitclaim
Aug 20, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on Record
Deed Sale	Sep 8, 2020 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	20201410
Prior Transfer Date	Aug 6, 2020
Prior Transfer Doc	0202001297
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	778 E DAVID ST, WEST POINT, NE 68788-2414
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202501461
Date	Nov 10, 2025
Instrument	202501461

Lender

Name	FIRST COMMUNITY BANK LEXINGTON
Type	Bank
Address	BEEMER, NE 68716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Dec 1, 2030

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	778 E DAVID ST, WEST POINT, NE 68788-2414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001591
Date	Oct 9, 2020
Instrument	202001591

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BEEMER, NE 68716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2025

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMING NE
Recording Date	Sep 8, 2020
Property Address	778 E DAVID ST, WEST POINT, NE 68788-2414
Document Number	0202001410
Instrument Date	Sep 8, 2020
Instrument	202001410
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Tax	$153.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	778 E DAVID ST, WEST POINT, NE 68788-2414

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMING NE
Recording Date	Aug 20, 2020
Property Address	778 E DAVID ST, WEST POINT, NE 68788-2414
Document Number	0202001297
Instrument Date	Aug 6, 2020
Instrument	202001297
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Tax	$56.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 13TH ST, 612, WISNER, NE 68791-2233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 E DAVID ST, WEST POINT, NE 68788-2414

Tax Assessment & Valuation

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cuming County
Municipality	West Point City
Unified School District	West Point Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,360 (+7.02%) Land $17,030 Building $146,330	$163,360 (+7.02%) Land $17,030 Building $146,330
2025	$1,157.00 (-30.01%)	$152,645 (+6.55%) Land $17,030 Building $135,615	$152,645 (+6.55%) Land $17,030 Building $135,615
2023	$1,653.00	$143,255 Land $15,050 Building $128,205	$143,255 Land $15,050 Building $128,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 40% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST POINT serves 3,550 people · EPA ID NE3103904
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2026) action level 15 ppb
Copper	1.83 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skywave Wireless Fiber · Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Stealth Broadband Fixed Wireless	100 / 25

May also be available: Great Plains Communications, Nextlink, T-Mobile.

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