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778 Dolphin Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 778 Dolphin Ave, Key Largo, FL 33037 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,648 sqft · built 2000
Lot Size0.482 acres (21,000 sqft)
OwnerIndividual Name on File
Last Sale$825,000 (May 2024)
Tax Bill$7,366 (2024)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00085400-000000

Property Details

APN / Parcel Number

Primary APN00085400-000000
Alternative APNs
  • 14613900085400000000
  • 1094030

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,648 sqft Living Area
1st Floor Area1,573 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Exterior MaterialOther
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialShingle
Lot Area21,000 sqft (0.482 acres)
Lot Dimensions105 ft deep x 50 ft wide
Garage Area434 sqft
PorchOpen Porch
Porch Area488 sqft
Patio Area528 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1094030
Old Parcel Number14613900085400000000
Street Address778 DOLPHIN AVE
CityKEY LARGO
StateFL
Zip33037-4700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14 61 39 ISLAND OF KEY LARGO PT LOTS 2 AND 3 PB1-68 (A/K/A LOTS 15, 16, 17 AND 18 BK 2 UNRECORDED PLAT OCEANA) G51-198-204
Legal Range39E
Legal Township61S
Legal Section14
Legal SubdivisionISLAND KEY LARGO
Legal Block2
Legal Lot Number2 18
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1043
Census Tract972700

Owner

Source: Monroe County records · APN 00085400-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address6900 SUNSET DR, MIAMI, FL 33143-4302
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Verified Names on Deed
Last SaleMay 01, 2024 · Amount on Record
Deed SaleMay 01, 2024 · Amount on Record
Prior SaleJul 06, 2020 · Amount on Record
Deed Document Number2460121
Deed Book / Page3274 / 248
Record UpdatedJun 08, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 06, 2020
Property Address778 DOLPHIN AVE, KEY LARGO, FL 33037-4700
Document Number0030300492
Book / Page3030 / 492
Map ReferenceMB G-51 PG 198
Instrument DateJun 30, 2020
Instrument2271873
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyFLAMINGO TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,703.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address471 64TH STREET OCEAN, 471, MARATHON, FL 33050-2782

Transferred To (Grantee/Buyer)

NameVerified Name
Address778 DOLPHIN AVE, KEY LARGO, FL 33037-4700

Mortgage

Document Number0003030494
DateJul 06, 2020
Instrument3030/494
Lender
NameREADY MORTGAGE LENDERS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$854,911 (-10.44%) Land $589,680 Building $265,231$854,911 (-10.44%) Land $589,680 Building $265,231
2024$7,366.00 (+7.88%)
2023$6,828.00 (+11.79%)$954,541 (+10.48%) Land $700,481 Building $254,060$954,541 (+10.48%) Land $700,481 Building $254,060
2022$6,108.00$864,033 Land $605,981 Building $258,052$864,033 Land $605,981 Building $258,052

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879727001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 225 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 28 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 131 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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