778 Cypress St, Manteca, CA 95336 Property Records

San Joaquin County property record for 778 Cypress St, Manteca, CA 95336

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,905 sqft · built 1975
Lot Size	0.155 acres (6,732 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Aug 2020)
Tax Bill	$5,536 (2026)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`216-240-130-000`

Property Details

APN / Parcel Number

Primary APN	`216-240-130-000`
Alternative APNs	`216-240-13` `21527017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,905 sqft Living Area
1st Floor Area	1,905 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,732 sqft (0.155 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	216-240-13
Street Address	778 CYPRESS ST
City	MANTECA
State	CA
Zip	95336-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAWN OCT-27-1994 FROM ORIGINAL APN 215-270-17
Legal Subdivision	PARK WEST
Legal Block	1
Legal Lot Number	17
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1005
Census Tract	5125

Owner

778 Cypress St is owned and occupied by an individual who bought it in August 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	778 CYPRESS ST, MANTECA, CA 95336-2702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 15, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Aug 11, 2020	Grant Deed, Transfer · Conventional Mortgage SCENIC OAKS FUNDING
Jun 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Deed Document Number	202098514
Prior Transfer Date	Apr 27, 2020
Prior Transfer Doc	0000072139
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 26, 2026
Property Address	778 CYPRESS ST, MANTECA, CA 95336-2702
Document Number	0000047338
Instrument Date	May 15, 2026
Instrument	202647338
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 CYPRESS ST, MANTECA, CA 95336-2702

Mortgage

Document Number	0000047338,
Date	May 26, 2026
Instrument	202647338

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 15, 2026
Property Address	778 CYPRESS ST, MANTECA, CA 95336-2702
Document Number	0000044760
Instrument Date	May 11, 2026
Instrument	202644760
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 CYPRESS ST, MANTECA, CA 95336-2702

Mortgage

Document Number	0000044760,
Date	May 15, 2026
Instrument	202644760

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	778 CYPRESS ST, MANTECA, CA 95336-2702
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 CYPRESS ST, MANTECA, CA 95336-2702

Mortgage

Document Number	0000136614
Date	Aug 16, 2021
Instrument	2021-136614

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 11, 2020
Property Address	778 CYPRESS ST, MANTECA, CA 95336-2702
Document Number	0000098514
Map Reference	VOL 20 PG 64
Instrument Date	Aug 5, 2020
Instrument	2020-098514
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 CYPRESS ST, MANTECA, CA 95336-2702

Mortgage

Document Number	0000098515
Date	Aug 11, 2020
Instrument	2020-098515

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 18, 2020
Property Address	778 CYPRESS ST, MANTECA, CA 95336-2702
Document Number	0000072139
Instrument Date	Apr 27, 2020
Instrument	72139
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	778 CYPRESS ST MANTECA CA 953362702, MANTECA, CA 95336-2702

Tax Assessment & Valuation

The 2026 property tax bill for 778 Cypress St was $5,536, up 0.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Manteca City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,536.00 (+0.95%)
2025	$5,484.00	$492,504 Land $97,418 Building $395,086
2023	$5,266.00 (+1.52%)	$473,382 Land $93,636 Building $379,746	$519,030
2022	$5,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 778 Cypress St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 778 Cypress St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANTECA serves 84,928 people · EPA ID CA3910005
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ezWave, unWired Broadband, Verizon.

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