778 Cooper Rd, Chula Vista, CA 91911 Property Records

San Diego County property record for 778 Cooper Rd, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,498 sqft · built 2002
Lot Size	0.132 acres (5,761 sqft)
Owner	Company Name on File
Last Sale	$312,500 (Sep 2001)
Tax Bill	$8,610 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`641-143-38-00`

Property Details

APN / Parcel Number

Primary APN	`641-143-38-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,498 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	5,761 sqft (0.132 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	778 COOPER RD
City	CHULA VISTA
State	CA
Zip	91911-6919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC9RS
Legal Description	LOT 225 TR 013917
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013917
Legal Block	1
Legal Lot Number	225
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	13326

Owner

778 Cooper Rd is owned by a company that acquired it in April 2016 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	778 COOPER RD, CHULA VISTA, CA 91911-6919
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Oct 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CALIFORNIA COAST CU
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANSNAP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2001 · Amount on File
Deed Sale	Sep 4, 2001 · Amount on File
Deed Document Number	2001632947
Last Transfer Date	Apr 28, 2016
Transfer Doc	0000210040
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 13, 2026
Property Address	778 COOPER RD, CHULA VISTA, CA 91911-6919
Document Number	0000136010
Instrument Date	May 7, 2026
Instrument	2026136010
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	778 COOPER RD, CHULA VISTA, CA 91911-6919

Mortgage

Document Number	0000136010,
Date	May 13, 2026
Instrument	2026136010

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	778 COOPER RD, CHULA VISTA, CA 91911-6919
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 COOPER RD, CHULA VISTA, CA 91911-6919

Mortgage

Document Number	0000284793
Date	Oct 19, 2023
Instrument	2023-0284793

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2043

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	778 COOPER RD, CHULA VISTA, CA 91911-6919
Document Number	0000059363
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	778 COOPER RD CHULA VISTA CA 919116919, CHULA VISTA, CA 91911-6919

Mortgage

Document Number	0000059363
Date	Jan 26, 2021
Instrument	59363

Lender

Name	LOANSNAP INC
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 778 Cooper Rd was $8,610 with a homeowner's exemption, up 3% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$475,534 (+2%) Land $143,135 Building $332,399
2025	$8,610.00 (+2.98%) Homeowner's exemption	$466,211 Land $140,329 Building $325,882
2024	$8,361.00 (+1.88%)
2023	$8,207.00 (+2.93%) Homeowner's exemption	$448,110 Land $134,881 Building $313,229
2022	$7,973.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 778 Cooper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 778 Cooper Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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