778 Colonial Rd, Memphis, TN 38117 Property Records

Shelby County property record for 778 Colonial Rd, Memphis, TN 38117

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,575 sqft · built 1951
Lot Size	0.286 acres (12,450 sqft)
Owner	Individual Name on File
Last Sale	$218,000 (Sep 2020)
Tax Bill	$1,589 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-5034-0-0025`

Property Details

APN / Parcel Number

Primary APN	`06-5034-0-0025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,575 sqft Living Area
1st Floor Area	1,575 sqft
Utility Area	18 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1968
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,450 sqft (0.286 acres)
Lot Dimensions	150 ft deep x 83 ft wide
Garage Type	Carport
Garage Area	425 sqft
Carport	Carport
Carport Area	425 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	778 COLONIAL RD
City	MEMPHIS
State	TN
Zip	38117-5135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Subdivision	COLONIAL VIEW A, B, C, D, E & F
Legal Lot Number	1
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	1
Census Block	1007
Census Tract	9400

Owner

778 Colonial Rd is owned and occupied by an individual who acquired it in September 2023.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	778 COLONIAL RD, MEMPHIS, TN 38117-5135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK & TRUST COMPANY
Oct 4, 2023	Intrafamily Transfer, Transfer
Sep 1, 2020	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND
Jan 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on File
Deed Sale	Sep 1, 2020 · Amount on File
Prior Sale	Jan 10, 2020 · Amount on File
Deed Document Number	202093166
Last Transfer Date	Sep 18, 2023
Transfer Doc	0000084257
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	778 COLONIAL RD, MEMPHIS, TN 38117-5135
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 COLONIAL RD, MEMPHIS, TN 38117-5135

Mortgage

Document Number	0025107847
Date	Dec 17, 2025
Instrument	25107847

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank
Address	MEMPHIS, TN 38104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY TN
Recording Date	Oct 4, 2023
Property Address	778 COLONIAL RD, MEMPHIS, TN 38117-5135
Document Number	0023084257
Map Reference	MB 14 PG 69
Instrument Date	Sep 18, 2023
Instrument	23084257
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 COLONIAL RD, MEMPHIS, TN 38117-5135

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Sep 1, 2020
Property Address	778 COLONIAL RD, MEMPHIS, TN 38117-5135
Document Number	0000093166
Instrument Date	Aug 27, 2020
Instrument	93166
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$807.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	778 COLONIAL RD MEMPHIS TN 381175135, MEMPHIS, TN 38117-5135

Mortgage

Document Number	93167
Date	Sep 1, 2020
Instrument	93167

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 10, 2020
Property Address	778 COLONIAL RD, MEMPHIS, TN 38117-5135
Document Number	0000003747
Instrument Date	Jan 2, 2020
Instrument	3747
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$460.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	299 WILKINSON PL MEMPHIS TN 381116125, MEMPHIS, TN 38111-6125

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 12, 2019
Property Address	778 COLONIAL RD, MEMPHIS, TN 38117-5135
Document Number	0000069894
Instrument Date	Jul 9, 2019
Instrument	69894
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$8,880.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 SW 12TH AVE #106 DANIA FL 330043527, 106, DANIA, FL 33004-3527
Investor	Possibly a Property Investor

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 12, 2019
Property Address	778 COLONIAL RD, MEMPHIS, TN 38117-5135
Document Number	0000069891
Instrument Date	Jul 9, 2019
Instrument	69891
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 SW 12TH AVE #106 DANIA FL 330043527, 106, DANIA, FL 33004-3527

Tax Assessment & Valuation

The 2025 property tax bill for 778 Colonial Rd was $1,589.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,589.00	$59,075 Land $11,250 Building $47,825	$236,300 Land $45,000 Building $191,300
2023		$49,750 Land $6,650 Building $43,100
2022	$3,030.00
2021			$199,000 Land $26,600 Building $172,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 778 Colonial Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 778 Colonial Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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