Fluvanna County property record for 778 Cloverdale Rd, Bremo Bluff, VA 23022
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,900 sqft · built 1957 |
| Lot Size | 121 acres (5,313,449 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,957 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 60 A 6A |
| Primary APN | 60 A 6A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 1,900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Tin |
| Lot Area | 5,313,449 sqft (121 acres) |
| Terrain | Rolling |
| Garage Area | 648 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cabin | Cabin |
| Pole Barn | Pole Barn |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 10578 |
|---|---|
| Street Address | 778 CLOVERDALE RD |
| City | BREMO BLUFF |
| State | VA |
| Zip | 23022-2245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 |
| Legal Description | WB 56-374 AC 121.980 8 AC IN FUSD |
| Legal Lot Number | A |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | FORK UNION |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 20200 |
778 Cloverdale Rd, a rural home, is held in a trust.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 28, NEW CANTON, VA 23123-0028 |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 778 Cloverdale Rd was $2,957.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $606,000 (-0.01%) Land $265,900 Building $340,100 | $606,000 (-0.01%) Land $265,900 Building $340,100 | |
| 2025 | $2,957.00 | $606,080 Land $265,940 Building $340,140 | $606,080 Land $265,940 Building $340,140 |
| 2023 | $571,700 Land $265,900 Building $305,800 | $571,700 Land $265,900 Building $305,800 | |
| 2022 | $3,016.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 778 Cloverdale Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1985–1996) |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 778 Cloverdale Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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