Alameda County property record for 778 Cardinal Dr, Livermore, CA 94551
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,209 sqft · built 1959 |
| Lot Size | 0.132 acres (5,765 sqft) |
| Owner | Individual Name on File |
| Last Sale | $770,000 (Jul 2020) |
| Tax Bill | $10,550 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Jan 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 98-385-43 |
| Primary APN | 98-385-43 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,209 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,765 sqft (0.132 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 778 CARDINAL DR |
|---|---|
| City | LIVERMORE |
| State | CA |
| Zip | 94551-4247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00025 BLK: TR: 1969 |
| Legal Subdivision | TRACT 1969 |
| Legal Tract | 1969 |
| Legal Lot Number | 25 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | LIVERMORE-PLEASANTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 451404 |
778 Cardinal Dr is owned and occupied by an individual who bought it in July 2020.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 778 CARDINAL DR, LIVERMORE, CA 94551-4247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2020 | Deed of Trust, Mortgage · Line of Credit FREMONT BANK |
| Jan 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Jul 1, 2020 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Nov 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HM BK |
| Apr 27, 2017 | Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2020 · Amount on File |
| Deed Sale | Jul 1, 2020 · Amount on File |
| Prior Sale | Apr 27, 2017 · Amount on File |
| Deed Document Number | 2020152748 |
| Prior Transfer Date | Oct 21, 1998 |
| Prior Transfer Doc | 0000383909 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 778 CARDINAL DR, LIVERMORE, CA 94551-4247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000104809 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 2020104809 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 778 CARDINAL DR, LIVERMORE, CA 94551-4247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000002425 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | 2020002425 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Jul 1, 2020 |
| Property Address | 778 CARDINAL DR, LIVERMORE, CA 94551-4247 |
| Document Number | 0000152748 |
| Map Reference | MB 39 PG 28 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 2020152748 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 778 CARDINAL DR, LIVERMORE, CA 94551-4247 |
| Document Number | 0000152749 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 2020152749 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 778 CARDINAL DR, LIVERMORE, CA 94551-4247 |
| Document Number | 0000265707 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5610 DOMAINE DR SAN JOSE CA 951183912, SAN JOSE, CA 95118-3912 |
| Document Number | 0000265707 |
|---|---|
| Date | Dec 1, 2017 |
| Instrument | 265707 |
| Name | FIRST HM BK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, CA 33772 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Apr 27, 2017 |
| Property Address | 778 CARDINAL DR, LIVERMORE, CA 94551-4247 |
| Document Number | 0000093927 |
| Map Reference | MAP39 PG28 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 2017093927 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5622 DOMAINE DR, SAN JOSE, CA 95118-3912 |
| Document Number | 0000093928 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 2017093928 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 778 Cardinal Dr was $10,550 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Livermore City |
| Unified School District | Livermore Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $843,126 (+1.16%) Land $331,218 Building $518,908 | ||
| 2025 | $10,550.00 Homeowner's exemption | $833,463 Land $324,726 Building $508,737 | |
| 2023 | $10,192.00 Homeowner's exemption | $801,108 Land $312,120 Building $488,988 | $819,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 778 Cardinal Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 778 Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - LIVERMORE private · serves 60,414 people · EPA ID CA0110003 |
|---|---|
| Water Source | Purchased surface water from ZONE 7 WATER AGENCY |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | CITY OF LIVERMORE |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
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