778 Brookemeade Dr, Sparta, TN 38583 Property Records

White County property record for 778 Brookemeade Dr, Sparta, TN 38583

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,690 sqft · built 1973
Lot Size0.9 acres (39,204 sqft)
Owner2 Individual Names on Record
Last Sale$231,000 (Nov 2019)
Tax Bill$1,073 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jun 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN093014 03315

Property Details

APN / Parcel Number

Primary APN093014 03315
Alternative APN
  • 014 03315

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,690 sqft Living Area
1st Floor Area1,690 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2007
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area39,204 sqft (0.9 acres)
Lot Dimensions200 ft deep x 200 ft wide
Garage TypeMixed
Garage Area374 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area288 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address778 BROOKEMEADE DR
CitySPARTA
StateTN
Zip38583-5744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 4
JurisdictionWHITE TN
Township / Civil Division3
Census Block Group2
Census Block2054
Census Tract935100

Owner

Source: White County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address778 BROOKEMEADE DR, SPARTA, TN 38583-5744
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST CUMBERLAND MORTGAGE LLC
Jun 15, 2022Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Nov 12, 2019Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 7, 2017Warranty Deed, Transfer · Conventional Mortgage
US BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2019 · Amount on Record
Deed SaleNov 12, 2019 · Amount on Record
Prior SaleFeb 7, 2017 · Amount on Record
Deed Document Number19004122
Deed Book / PageRB444 / 215
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE TN
Property Address778 BROOKEMEADE DR, SPARTA, TN 38583-5744
Transaction TypeMortgage
Record UpdatedSep 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0RB493/663
DateOct 22, 2021
Book PageRB493/663
Instrument21005058
Lender
NameFIRST CUMBERLAND MORTGAGE LLC
TypeMortgage Company
AddressCROSSVILLE, TN 38555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE TN
Property Address778 BROOKEMEADE DR, SPARTA, TN 38583-5744
Transaction TypeMortgage
Record UpdatedSep 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address778 BROOKEMEADE DR, SPARTA, TN 38583-5744

Mortgage

Document Number0RB511/619
DateJun 15, 2022
Book PageRB511/619
Instrument22002919
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 19, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITE TN
Recording DateNov 12, 2019
Property Address778 BROOKEMEADE DR, SPARTA, TN 38583-5744
Document Number0000004122
Book / Page000444 / 000215
Instrument DateNov 8, 2019
Instrument4122
Transaction TypeTransfer
Record UpdatedNov 21, 2019
Title CompanyUPPER CUMBERLAND TITLE AND ESCROW LLC, UPPER CUMBERLAND TITLE & ESCRO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$854.70
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address778 BROOKEMEADE DR SPARTA TN 385835744, SPARTA, TN 38583-5744

Mortgage

Document Number4123
DateNov 12, 2019
Book Page000444/000217
Instrument4123
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 11, 2049

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITE TN
Recording DateFeb 7, 2017
Property Address778 BROOKEMEADE DR, SPARTA, TN 38583-5744
Document Number0RB392/235
Book / PageRB392 / 235
Instrument DateFeb 6, 2017
Instrument17000410
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address778 BROOKEMEADE DR, SPARTA, TN 38583-5744

Mortgage

Document Number0RB392/237
DateFeb 7, 2017
Book PageRB392/237
Instrument17000411
Lender
NameUS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyWhite County
Unified School DistrictWhite County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,073.00 (+8.17%)$76,075 (+57.18%) Land $4,575 Building $71,500$304,300 (+57.18%) Land $18,300 Building $286,000
2023$48,400 Land $4,175 Building $44,225
2021$992.00
2020$193,600 Land $16,700 Building $176,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO'CONNOR UTILITY DISTRICT
serves 10,344 people · EPA ID TN0000526
Water SourcePurchased surface water from several systems
Last State InspectionNov 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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