778 Bowman Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 778 Bowman Rd, Ringgold, GA 30736

Property Summary

Property Type	Residential Vacant Land
Details	1,456 sqft · built 2000
Lot Size	1.76 acres (76,666 sqft)
Owner	Company Name on Record
Last Sale	$33,500 (Oct 2008)
Tax Bill	$339 (2025)
Deeds & Mortgages	May 2020 Line of Credit Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`PB-1194`

Property Details

APN / Parcel Number

Primary APN	`PB-1194`
Alternative APNs	`0043C017000` `0043C017` `21395`

Interior

Stories	1 Story
Building Area	1,456 sqft Gross Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Construction Type	Wood
Lot Area	76,666 sqft (1.76 acres)
Deck Area	Deck Area

Location & Zoning

Account Number	21395
Street Address	778 BOWMAN RD
City	RINGGOLD
State	GA
Zip	30736-7649
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-1
Legal Description	PT TRACT 1 GORDY ESTATE
Legal Subdivision	GORDY ESTATE
Legal Tract	1
Legal Lot Number	1
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	2
Census Block	2009
Census Tract	30303

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6001 RINGGOLD RD, CHATTANOOGA, TN 37412-3827
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Line of Credit FIRST VOLUNTEER BK
Oct 19, 2018	Loan Modification, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2008 · Amount on Record
Deed Sale	Oct 17, 2008 · Amount on Record
Deed Document Number	20082231
Deed Book / Page	1458 / 436
Prior Transfer Date	Jan 2, 2008
Prior Transfer Doc	0014150176
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	778 BOWMAN RD, RINGGOLD, GA 30736-7645
Document Number	0020530001
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	CHOICE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5911 RINGGOLD RD CHATTANOOGA TN 374123517, CHATTANOOGA, TN 37412-3517

Mortgage

Document Number	0020530001
Date	May 19, 2020
Book Page	002053/000001
Instrument	3687

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	5102 ALABAMA HWY, RINGGOLD, GA 30736-2436

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 18, 2030

Interest

Rate Type	Adjustable Rate

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	778 BOWMAN RD, RINGGOLD, GA 30736-7645
Document Number	0019600334
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5911 RINGGOLD RD #B CHATTANOOGA TN 374123517, B, CHATTANOOGA, TN 37412-3517

Mortgage

Document Number	0019600334
Date	Oct 24, 2018
Book Page	001960/000334

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 23, 2023

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$339.00 (+151.11%)	$17,867 (+195.42%) Land $17,867	$44,667 (+195.44%) Land $44,667
2023	$135.00 (-20.12%)	$6,048 Land $6,048	$15,119 Land $15,119
2022	$169.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 71% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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