778 Baylor Ave, Chula Vista, CA 91913 Property Records

San Diego County property record for 778 Baylor Ave, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,291 sqft · built 1970
Lot Size	0.28 acres (12,200 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Jul 2014)
Tax Bill	$8,203 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`642-210-07-00`

Property Details

APN / Parcel Number

Primary APN	`642-210-07-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,291 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	12,200 sqft (0.28 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	778 BAYLOR AVE
City	CHULA VISTA
State	CA
Zip	91913-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 304 TR 006247
Legal Subdivision	SOUTHWESTERN COLLEGE ESTATES
Legal Tract	006247
Legal Block	1
Legal Lot Number	304
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	13416

Owner

778 Baylor Ave is owned and occupied by two individuals who bought it in July 2014.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	778 BAYLOR AVE, CHULA VISTA, CA 91913-2002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 24, 2018	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2014 · Amount on File
Deed Sale	Jul 11, 2014 · Amount on File
Deed Document Number	2014289827
Prior Transfer Date	Jun 17, 1994
Prior Transfer Doc	0000396504
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	778 BAYLOR AVE, CHULA VISTA, CA 91913-2002
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 BAYLOR AVE, CHULA VISTA, CA 91913-2002

Mortgage

Document Number	0000329552
Date	Aug 16, 2022
Instrument	2022-0329552

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	778 BAYLOR AVE, CHULA VISTA, CA 91913-2002
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 BAYLOR AVE, CHULA VISTA, CA 91913-2002

Mortgage

Document Number	0000228842
Date	Mar 24, 2021
Instrument	2021-0228842

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	778 BAYLOR AVE, CHULA VISTA, CA 91913-2002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161993
Date	Apr 24, 2018
Instrument	2018-0161993

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	778 BAYLOR AVE, CHULA VISTA, CA 91913-2002
Document Number	0000274942
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	778 BAYLOR AVE CHULA VISTA CA 919132002, CHULA VISTA, CA 91913-2002

Mortgage

Document Number	0000274942
Date	May 29, 2020
Instrument	274942

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 778 Baylor Ave was $8,203 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$707,838 (+2%) Land $199,672 Building $508,166
2025	$8,203.00 Homeowner's exemption	$693,959 Land $195,757 Building $498,202
2023	$7,417.00 (+5.66%) Homeowner's exemption	$634,013 Land $188,156 Building $445,857
2022	$7,020.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 778 Baylor Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 778 Baylor Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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