77780 S Cold Spring Rd, Pendleton, OR 97801 Property Records

Umatilla County property record for 77780 S Cold Spring Rd, Pendleton, OR 97801 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	2,456 sqft Living Area
Lot Size	74,923 sqft (1.72 acres)
Occupancy	Owner Occupied
Last Sale	$244,500 (2008)
Tax Bill	$2,388.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3N32000001301`
Alternative APNs	`107712.00` `107712`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Building Area	2,456 sqft Living Area
Gross Area	3,086 sqft Gross Area
1st Floor	1,856 sqft 1st Floor
Stories	1 Stories
Utility Room	Utility Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	74,923 sqft (1.72 acres)
Parking Spaces	2 Parking Spaces
Garage Area	630 sqft Garage

Exterior Amenities

Total Buildings	4 Total Buildings
Shed	1 Shed
Shed Area	120 sqft Shed
Patio Area	121 sqft Patio
Porch	Covered Porch
Porch Area	348 sqft Porch
Utility Building	600 sqft Utility Building

Utilities and HVAC

Heating System	Heat Pump Heating

Location & Zoning

Account Number	107712
Street Address	77780 S COLD SPRING RD
City	PENDLETON
State	OR
Zip	97801-9256
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Range	32
Legal Township	3N
Jurisdiction	UMATILLA OR
Minor Civil Division	PENDLETON
Census Blockgroup	2
Census Block	2041
Census Tract	950400

Owner

Source: Umatilla County records · APN 3N32000001301

Assessment roll updated March 11, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	77780 S COLD SPRING RD, PENDLETON, OR 97801-9256
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 05, 2017	Deed of Trust, Mortgage · Line of Credit BANNER BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2008 · Amount on Record
Deed Sale	Jun 26, 2008 · Amount on Record
Prior Sale	Dec 12, 2005 · Amount on Record
Deed Doc Number	20085390038
Last Transfer Date	Nov 24, 2014
Transfer Doc	20146230548
Record Refreshed	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	77780 S COLD SPRING RD, PENDLETON, OR 97801-9256
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20217150506
Date	Feb 10, 2021
Instrument	2021-7150506

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	77780 S COLD SPRING RD, PENDLETON, OR 97801-9256
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20176630536
Date	Oct 05, 2017
Instrument	2017-6630536

Lender

Name	BANNER BANK
Type	Bank
Address	PENDLETON, OR 97801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Umatilla County records · Assessment roll updated March 11, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Unified School District	Pendleton School District 16 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,388.00 (+3.65%)	$209,796 (+5.45%) Land $57,690 Building $152,106	$477,490 (+0.27%) Land $100,000 Building $377,490
2023	$2,304.00	$198,950 Land $54,380 Building $144,570	$476,210 Land $97,200 Building $379,010

Flood & Wildfire

77780 S Cold Spring Rd is in FEMA Zone D, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · Umatilla County (41059C), updated June 2, 2016

FEMA Flood Zone	Zone D flood hazard undetermined — not studied
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	High 77th percentile of exposed land nationally · 41st in Oregon
Wildfire Likelihood	High — about 1 in 217 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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