Wayne County property record for 7778 Zigler Rd, Sterling, OH 44276
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1979 |
| Lot Size | 1.63 acres (71,046 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Nov 2025) |
| Tax Bill | $2,775 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-01528-000 |
| Primary APN | 36-01528-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 2,464 sqft |
| Basement Area | 572 sqft |
| Unfinished Basement | 572 sqft |
| Game Room | Game Room |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 71,046 sqft (1.63 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 88 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 2145-7 |
|---|---|
| Street Address | 7778 ZIGLER RD |
| City | STERLING |
| State | OH |
| Zip | 44276-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12-18-04 SEPT SW 1.631A CD 220 |
| Legal Range | 12W |
| Legal Township | 18N |
| Legal Section | 04 |
| Jurisdiction | WAYNE OH |
| Township / Civil Division | MILTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2500 |
Source: Wayne County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7778 ZIGLER RD, STERLING, OH 44276-9704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Line of Credit MAINSTREET BANK |
| Nov 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on Record |
| Deed Sale | Nov 20, 2025 · Amount on Record |
| Prior Sale | Oct 7, 2009 |
| Deed Document Number | 202511703 |
| Deed Book / Page | 982 / 1854 |
| Prior Transfer Date | Mar 28, 2009 |
| Prior Transfer Doc | 0000010786 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE OH |
| Recording Date | Aug 24, 2026 |
| Property Address | 7778 ZIGLER RD, STERLING, OH 44276-9704 |
| Document Number | 0000009033 |
| Book / Page | 992 / 2560 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 20269033 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 7778 ZIGLER RD, STERLING, OH 44276-9704 |
| Document Number | 0000009033, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 992/2560 |
| Instrument | 20269033 |
| Name | MAINSTREET BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE OH |
| Property Address | 7778 ZIGLER RD, STERLING, OH 44276-9704 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000011704 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | 982/1858 |
| Instrument | 202500011704 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Wayne County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Wayne County |
| County Subdivision | Milton Township |
| Unified School District | Norwayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,775.00 (-7.25%) | $78,660 (-) Land $20,990 Building $57,670 | $224,750 (-) Land $59,970 Building $164,780 |
| 2024 | $2,992.00 (+5.58%) Homeowner's exemption | $78,660 (-) Land $20,990 Building $57,670 | $224,750 (-) Land $59,970 Building $164,780 |
| 2023 | $2,834.00 (+20.34%) Homeowner's exemption | $78,660 (+33.01%) Land $20,990 Building $57,670 | $224,750 (+33%) Land $59,970 Building $164,780 |
| 2022 | $2,355.00 Homeowner's exemption | $59,140 Land $15,780 Building $43,360 | |
| 2020 | $168,980 Land $45,090 Building $123,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2004) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Untangled.Network Fixed Wireless | 1,000 / 1,000 |
| Armstrong Cable | 1,000 / 20 |
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