7778 Monarch Ct, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 7778 Monarch Ct, Delray Beach, FL 33446

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 2 ba · 2,012 sqft · built 1999
Lot Size	0.126 acres (5,515 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Sep 2019)
Tax Bill	$5,943 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-09-10-000-3070`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-09-10-000-3070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,012 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	2,012 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	5,515 sqft (0.126 acres)
Garage Area	400 sqft
Porch	Open Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	7778 MONARCH CT
City	DELRAY BEACH
State	FL
Zip	33446-3639
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	PUD
Legal Description	POLO TRACE 2 PL 3 LT 307
Legal Range	42E
Legal Township	46S
Legal Section	09
Legal Subdivision	POLO TRACE 2 PL 3
Legal Lot Number	307
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1000
Census Tract	5955

Owner

7778 Monarch Ct, a zero lot line, is owned and occupied by an individual who bought it in September 2019.

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7778 MONARCH CT, DELRAY BEACH, FL 33446-3639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on File
Deed Sale	Sep 26, 2019 · Amount on File
Prior Sale	Apr 3, 2008 · Amount on File
Deed Document Number	20190356077
Deed Book / Page	30917 / 1355
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 26, 2019
Property Address	7778 MONARCH CT, DELRAY BEACH, FL 33446-3639
Document Number	0309171355
Book / Page	30917 / 1355
Map Reference	MB 83 PG 1
Instrument Date	Sep 18, 2019
Instrument	20190356077
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 MEADOW SWEET RD, 18, CORTLANDT MANOR, NY 10567-5239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7778 MONARCH CT, DELRAY BEACH, FL 33446-3639

Mortgage

Document Number	0309171358
Date	Sep 26, 2019
Instrument	30917/1358

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7778 Monarch Ct was $5,943 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,943.00 Homeowner's exemption	$377,392	$630,721 Land $285,888 Building $344,833
2023	$5,621.00 (+0.9%) Homeowner's exemption	$356,074 (+3%)	$561,385 (+17.8%) Land $255,257 Building $306,128
2022	$5,571.00 Homeowner's exemption	$345,703	$476,575 Land $196,009 Building $280,566

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7778 Monarch Ct in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 156 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	156 in force
Nearby Flood Claims	9 (2014–2018)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7778 Monarch Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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