7776 Erudition Ave, Milton, FL 32583 Property Records

Santa Rosa County property record for 7776 Erudition Ave, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 1963
Lot Size	2.27 acres (98,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Nov 2022)
Tax Bill	$3,429 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-2N-28-0000-01200-0000`

Property Details

APN / Parcel Number

Primary APN	`25-2N-28-0000-01200-0000`
Alternative APN	`N282250000012000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,438 sqft Living Area
Gross Area	2,452 sqft
1st Floor Area	1,438 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	98,968 sqft (2.27 acres)
Lot Width	150 ft Width
View / Lot	Lake
Garage Type	Attached
Garage Area	586 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	428 sqft
Patio Area	110 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7776 ERUDITION AVE
City	MILTON
State	FL
Zip	32583-8665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DESCRIPTION UPDATE FOR 2023* A PARCEL OF LAND IN GOVERNMENT LOT 8 SEC 25-2N-N8W, DES AS: BEG AT 281 FT W & 25 FT N OF SE SEC CORN OF SECTION 25 TOWNSHIP 2 NORTH RANGE 28 WEST THN W 150 FT THN 625 FT TO LOW WATER MARK OF RIVER BASIN THN ELY ALONG WA
Legal Range	28W
Legal Township	2N
Legal Section	25
Legal Lot Number	8
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2003
Census Tract	10809

Owner

Source: Santa Rosa County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7776 ERUDITION AVE, MILTON, FL 32583-8665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Nov 8, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2022 · Amount on Record
Deed Sale	Nov 8, 2022 · Amount on Record
Prior Sale	Jul 27, 2015 · Amount on Record
Deed Document Number	202262713
Deed Book / Page	4342 / 1513
Prior Transfer Date	Nov 8, 2021
Prior Transfer Doc	0042050623
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 13, 2026
Property Address	7776 ERUDITION AVE, MILTON, FL 32583-8665
Document Number	0000035036
Book / Page	4766 / 667
Instrument Date	Jul 7, 2026
Instrument	202635036
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	CLEAR TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7776 ERUDITION AVE, MILTON, FL 32583-8665

Mortgage

Document Number	0000035036,
Date	Jul 13, 2026
Book Page	4766/667
Instrument	202635036

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 8, 2022
Property Address	7776 ERUDITION AVE, MILTON, FL 32583-8665
Document Number	0043421513
Book / Page	4342 / 1513
Instrument Date	Nov 3, 2022
Instrument	202262713
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2778 MULE STOMP RD, 2778, CLYDE, NC 28721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7776 ERUDITION AVE, MILTON, FL 32583-8665

Mortgage

Document Number	0043421514
Date	Nov 8, 2022
Instrument	4342/1514

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 8, 2021
Property Address	7776 ERUDITION AVE, MILTON, FL 32583-8665
Document Number	0042050623
Book / Page	4205 / 623
Instrument Date	Nov 8, 2021
Instrument	202174909
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7776 ERUDITION AVE, MILTON, FL 32583-8665

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,429.00 (+6.46%)	$291,435 (+1.16%) Land $123,750 Building $167,685	$291,435 (+1.16%) Land $123,750 Building $167,685
2024	$3,221.00 (+13.18%)	$288,088 (+21.73%) Land $123,750 Building $164,338	$288,088 (+21.73%) Land $123,750 Building $164,338
2023	$2,846.00 (+236.01%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption	$236,657 (+84.47%) Land $74,250 Building $162,407	$236,657 (+33.64%) Land $74,250 Building $162,407
2022	$847.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption	$128,288	$177,079 Land $53,625 Building $123,454

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	236 (1978–2020)
Claims Outside the SFHA	11 of 236
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 73 claims Hurricane Opal, Oct 1995 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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