7776 Church St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7776 Church St, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,360 sqft · built 1991
Lot Size0.14 acres (6,100 sqft)
OwnerOwner Name on Record
Last Sale$306,000 (Oct 2010)
Tax Bill$10,992 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN799-03-074

Property Details

APN / Parcel Number

Primary APN799-03-074

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,360 sqft Living Area
Gross Area1,510 sqft
1st Floor Area1,360 sqft

Exterior

Year BuiltBuilt 1991
Architectural StyleOther
Construction TypeWood
Lot Area6,100 sqft (0.14 acres)
Garage Area504 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address7776 CHURCH ST
CityGILROY
StateCA
Zip95020-5119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 2 BOOK 622 PAGE 29
Legal SubdivisionMILLER & LUX WESTERN ADD
Legal Lot Number2
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2029
Census Tract512604

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address11485 NEW AVE, GILROY, CA 95020-9056

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2010 · Amount on Record
Deed SaleOct 15, 2010 · Amount on Record
Prior SaleOct 15, 2010 · Amount on Record
Deed Document Number0020915429
Last Transfer DateDec 10, 2012
Transfer Doc0021993840
Record UpdatedJun 7, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7776 CHURCH ST, GILROY, CA 95020-5119
Transaction TypeMortgage
Record UpdatedJan 5, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address11485 NEW AVE, GILROY, CA 95020-9056

Mortgage

Document Number0025205293
DateDec 28, 2021
Instrument25205293
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,992.00 (+128.43%)$890,515 (+136.33%) Land $153,735 Building $736,780
2023$4,812.00 (+1.69%)$376,804 Land $147,766 Building $229,038
2022$4,732.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1982–1997)
Most Recent ClaimJan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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