7775 Gabarda Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 7775 Gabarda Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,164 sqft · built 1961
Lot Size	0.004 acres (156 sqft)
Owner	2 Company Names on Record
Last Sale	$850,000 (Jan 2022)
Tax Bill	$5,697 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Oct 2025 Transfer + 5 more
Flood Zone	Zone X (moderate risk)
APN	`028-412-011`

Property Details

APN / Parcel Number

Primary APN	`028-412-011`
Alternative APNs	`028-412-020` `028-412-027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Masonry / Concrete Block
Lot Area	156 sqft (0.004 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Old Parcel Number	028412020
Street Address	7775 GABARDA RD
City	ATASCADERO
State	CA
Zip	93422-4755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CY ATAS ATAS COL BL 9 PTN LTS 14A 15 15A & 15C
Legal Subdivision	ATASCADERO COLONY
Legal Block	9
Legal Lot Number	14A
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1001
Census Tract	12503

Owner

Source: San Luis Obispo County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	5070 SAN BENITO RD, ATASCADERO, CA 93422-1907
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Construction Mortgage UNITED WHOLESALE MORTGAGE
Oct 13, 2025	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Mar 29, 2024	Deed of Trust, Mortgage · Commercial Mortgage ATASCADERO ACRES LLC
Aug 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK
Jan 19, 2022	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Jan 19, 2022	Grant Deed, Transfer PLACER TITLE COMPANY
Jan 19, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage THOMAS A MURRELL FAMILY TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Jul 27, 2007 · Amount on Record
Deed Document Number	20222788
Last Transfer Date	Nov 19, 2024
Transfer Doc	0000000050
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 14, 2026
Property Address	7775 GABARDA RD, ATASCADERO, CA 93422-4755
Document Number	0000026009
Instrument Date	Aug 5, 2026
Instrument	202626009
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	9180 CAMPINA CT, ATASCADERO, CA 93422-6053

Mortgage

Document Number	0000026009,
Date	Aug 14, 2026
Instrument	202626009

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Aug 1, 2057

Interest

Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 13, 2025
Property Address	7775 GABARDA RD, ATASCADERO, CA 93422-4755
Document Number	0000031132
Map Reference	DOC 2019045714
Instrument Date	Sep 12, 2025
Instrument	2025031132
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5070 SAN BENITO RD, ATASCADERO, CA 93422-1907

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7775 GABARDA RD, ATASCADERO, CA 93422-4755
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5070 SAN BENITO RD, ATASCADERO, CA 93422-1907

Mortgage

Document Number	0000008315
Date	Mar 29, 2024
Instrument	2024008315

Lender

Name	ATASCADERO ACRES LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7775 GABARDA RD, ATASCADERO, CA 93422-4755
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5070 SAN BENITO RD, ATASCADERO, CA 93422-1907

Mortgage

Document Number	0000031414
Date	Aug 1, 2022
Instrument	2022031414

Lender

Name	MECHANICS BANK
Type	Bank
Address	ARROYO GRANDE, CA 93421

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 19, 2022
Property Address	7775 GABARDA RD, ATASCADERO, CA 93422-4755
Document Number	0000002786
Map Reference	DOC 2019-045715
Instrument Date	Jan 18, 2022
Instrument	2022002786
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7485 W ESTRELLA CIR, GOLDEN VALLEY, AZ 86413-5914

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 19, 2022
Property Address	7775 GABARDA RD, ATASCADERO, CA 93422-4755
Document Number	0000002788
Map Reference	MB 3 PG 7-A
Instrument Date	Jan 18, 2022
Instrument	2022002788
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5070 SAN BENITO RD, ATASCADERO, CA 93422-1907

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 19, 2022
Property Address	7775 GABARDA RD, ATASCADERO, CA 93422-4755
Document Number	0000002789
Map Reference	MB 3 PG 7-A
Instrument Date	Jan 14, 2022
Instrument	2022002789
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5070 SAN BENITO RD, ATASCADERO, CA 93422-1907

Mortgage

Document Number	0000002790
Date	Jan 19, 2022
Instrument	2022002790

Lender

Name	THOMAS A MURRELL FAMILY TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$508,741 (+2%) Land $173,188 Building $335,553
2025	$5,697.00 (+6,373.86%)	$498,767 (+6,305.95%) Land $169,793 Building $328,974
2023	$88.00 (+1.15%)	$7,786 Land $7,786
2022	$87.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Verizon.

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