State of Hawaii and Honolulu County property record for 7774 Waikapu Loop, Honolulu, HI 96825
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,566 sqft · built 1974 |
| Lot Size | 0.12 acres (5,244 sqft) |
| Owner | Individual Name on File |
| Last Sale | $850,000 (May 2017) |
| Tax Bill | $3,578 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 1-3-9-082-024 |
| Primary APN | 1-3-9-082-024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| 1st Floor Area | 1,566 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,244 sqft (0.12 acres) |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 408 sqft |
| Cooling System | Central |
|---|
| Street Address | 7774 WAIKAPU LOOP |
|---|---|
| City | HONOLULU |
| State | HI |
| Zip | 96825-3025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U/05/00 |
| Legal Description | LOT 24 KALAMA VALLEY SUBD UNIT 2A FP 1302 5,244 SF |
| Legal Subdivision | KALAMA VALLEY SUBD UNIT 2A |
| Legal Lot Number | 24 |
| Legal Unit | 2A |
| Jurisdiction | HONOLULU HI |
| Township / Civil Division | HONOLULU |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 110 |
7774 Waikapu Loop is owned and occupied by an individual who bought it in May 2017.
Source: State of Hawaii and Honolulu County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7774 WAIKAPU LOOP, HONOLULU, HI 96825-3025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2022 | Deed of Trust, Mortgage · VA Mortgage E MORTGAGE CAPITAL INC |
| Nov 17, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 5, 2017 | Warranty Deed, Transfer · VA Mortgage FIDELITY NATL TITLE & ESCROW |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2017 · Amount on File |
| Deed Sale | May 5, 2017 · Amount on File |
| Prior Sale | May 14, 2010 · Amount on File |
| Deed Document Number | 2017-A63340022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HONOLULU HI |
| Property Address | 7774 WAIKAPU LOOP, HONOLULU, HI 96825-3025 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Title Company | FHTC |
| Name | Verified Name |
|---|
| Document Number | 0A80960077 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | A-80960077 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92701 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HONOLULU HI |
| Property Address | 7774 WAIKAPU LOOP, HONOLULU, HI 96825-3025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A76260057 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | A-76260057 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HONOLULU HI |
| Recording Date | May 5, 2017 |
| Property Address | 7774 WAIKAPU LOOP, HONOLULU, HI 96825-3025 |
| Document Number | 0A63340022 |
| Instrument Date | May 2, 2017 |
| Instrument | A-63340022 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | FIDELITY NATL TITLE & ESCROW |
| Tax | $1,700.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1400 PENSACOLA ST APT 902, 902, HONOLULU, HI 96822-3814 |
| Document Number | , A-63340023 |
|---|---|
| Date | May 5, 2017 |
| Instrument | A-63340023 |
| Type | Bank |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2026 property tax bill for 7774 Waikapu Loop was $3,578 with a homeowner's exemption.
Source: State of Hawaii and Honolulu County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Honolulu County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,578.00 Homeowner's exemption | $1,205,500 Land $936,300 Building $269,200 | $1,205,500 Land $936,300 Building $269,200 |
| 2025 | $3,578.00 | ||
| 2024 | $1,091,900 (-13.42%) Land $911,000 Building $180,900 | $1,091,900 (-13.42%) Land $911,000 Building $180,900 | |
| 2023 | $4,064.00 (+14.58%) | $1,261,200 Land $911,000 Building $350,200 | $1,261,200 Land $911,000 Building $350,200 |
| 2022 | $3,547.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7774 Waikapu Loop in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 26 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 90 units insured incl. 64 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7774 Waikapu Loop is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 74% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HNL-WINDWARD-PEARL HARBOR serves 631,389 people · EPA ID HI0000331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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